Bell Financial Group Limited
Bell Financial Group Limited Fundamental Analysis
Bell Financial Group Limited (BFG.AX) shows moderate financial fundamentals with a PE ratio of 13.27, profit margin of 12.67%, and ROE of 14.64%. The company generates $0.3B in annual revenue with moderate year-over-year growth of 7.31%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 31.7/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze BFG.AX's fundamental strength across five key dimensions:
Efficiency Score
WeakBFG.AX struggles to generate sufficient returns from assets.
Valuation Score
ExcellentBFG.AX trades at attractive valuation levels.
Growth Score
ExcellentBFG.AX delivers strong and consistent growth momentum.
Financial Health Score
WeakBFG.AX carries high financial risk with limited liquidity.
Profitability Score
WeakBFG.AX struggles to sustain strong margins.
Key Financial Metrics
Is BFG.AX Expensive or Cheap?
P/E Ratio
BFG.AX trades at 13.27 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, BFG.AX's PEG of 0.26 indicates potential undervaluation.
Price to Book
The market values Bell Financial Group Limited at 1.88 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -0.90 times EBITDA. This is generally considered low.
How Well Does BFG.AX Make Money?
Net Profit Margin
For every $100 in sales, Bell Financial Group Limited keeps $12.67 as profit after all expenses.
Operating Margin
Core operations generate 30.34 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $14.64 in profit for every $100 of shareholder equity.
ROA
Bell Financial Group Limited generates $3.21 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Bell Financial Group Limited produces operating cash flow of $60.52M, showing steady but balanced cash generation.
Free Cash Flow
Bell Financial Group Limited generates strong free cash flow of $59.90M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.19 in free cash annually.
FCF Yield
BFG.AX converts 12.53% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
13.27
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.26
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.88
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.68
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
2.85
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.15
vs 25 benchmark
ROA
Return on assets percentage
0.03
vs 25 benchmark
ROCE
Return on capital employed
0.08
vs 25 benchmark
How BFG.AX Stacks Against Its Sector Peers
| Metric | BFG.AX Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 13.27 | 18.94 | Better (Cheaper) |
| ROE | 14.64% | 846.00% | Weak |
| Net Margin | 12.67% | 4054.00% | Weak |
| Debt/Equity | 2.85 | 0.89 | Weak (High Leverage) |
| Current Ratio | 0.00 | 660.05 | Weak Liquidity |
| ROA | 3.21% | -24865.00% (disorted) | Weak |
BFG.AX outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Bell Financial Group Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-2.80%
Industry Style: Value, Dividend, Cyclical
DecliningEPS CAGR
-5.30%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
-104.38%
Industry Style: Value, Dividend, Cyclical
Declining