Banco do Brasil S.A.
Banco do Brasil S.A. Fundamental Analysis
Banco do Brasil S.A. (BDORY) shows weak financial fundamentals with a PE ratio of 11.09, profit margin of 3.81%, and ROE of 7.45%. The company generates $359.6B in annual revenue with weak year-over-year growth of 1.21%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 57.7/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze BDORY's fundamental strength across five key dimensions:
Efficiency Score
WeakBDORY struggles to generate sufficient returns from assets.
Valuation Score
ExcellentBDORY trades at attractive valuation levels.
Growth Score
WeakBDORY faces weak or negative growth trends.
Financial Health Score
ModerateBDORY shows balanced financial health with some risks.
Profitability Score
WeakBDORY struggles to sustain strong margins.
Key Financial Metrics
Is BDORY Expensive or Cheap?
P/E Ratio
BDORY trades at 11.09 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, BDORY's PEG of 0.28 indicates potential undervaluation.
Price to Book
The market values Banco do Brasil S.A. at 0.80 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 16.33 times EBITDA. This signals the market has high growth expectations.
How Well Does BDORY Make Money?
Net Profit Margin
For every $100 in sales, Banco do Brasil S.A. keeps $3.81 as profit after all expenses.
Operating Margin
Core operations generate 1.56 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $7.45 in profit for every $100 of shareholder equity.
ROA
Banco do Brasil S.A. generates $0.56 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Banco do Brasil S.A. generates strong operating cash flow of $159.25B, reflecting robust business health.
Free Cash Flow
Banco do Brasil S.A. generates strong free cash flow of $151.89B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $26.61 in free cash annually.
FCF Yield
BDORY converts 1.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
11.09
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.28
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.80
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.42
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.86
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.21
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.07
vs 25 benchmark
ROA
Return on assets percentage
0.006
vs 25 benchmark
ROCE
Return on capital employed
0.004
vs 25 benchmark
How BDORY Stacks Against Its Sector Peers
| Metric | BDORY Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 11.09 | 18.73 | Better (Cheaper) |
| ROE | 7.45% | 847.00% | Weak |
| Net Margin | 3.81% | 2562.00% | Weak |
| Debt/Equity | 0.86 | 0.93 | Neutral |
| Current Ratio | 0.21 | 674.76 | Weak Liquidity |
| ROA | 0.56% | -21692.00% (disorted) | Weak |
BDORY outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Banco do Brasil S.A.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
241.05%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
42.34%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
125.31%
Industry Style: Value, Dividend, Cyclical
High Growth