Banque Cantonale du Jura S.A.
Banque Cantonale du Jura S.A. Fundamental Analysis
Banque Cantonale du Jura S.A. (BCJ.SW) shows weak financial fundamentals with a PE ratio of 22.42, profit margin of 15.71%, and ROE of 3.66%. The company generates $0.1B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 50.6/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze BCJ.SW's fundamental strength across five key dimensions:
Efficiency Score
WeakBCJ.SW struggles to generate sufficient returns from assets.
Valuation Score
ModerateBCJ.SW shows balanced valuation metrics.
Growth Score
ModerateBCJ.SW shows steady but slowing expansion.
Financial Health Score
ModerateBCJ.SW shows balanced financial health with some risks.
Profitability Score
ModerateBCJ.SW maintains healthy but balanced margins.
Key Financial Metrics
Is BCJ.SW Expensive or Cheap?
P/E Ratio
BCJ.SW trades at 22.42 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, BCJ.SW's PEG of 18.16 indicates potential overvaluation.
Price to Book
The market values Banque Cantonale du Jura S.A. at 0.81 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -65.84 times EBITDA. This is generally considered low.
How Well Does BCJ.SW Make Money?
Net Profit Margin
For every $100 in sales, Banque Cantonale du Jura S.A. keeps $15.71 as profit after all expenses.
Operating Margin
Core operations generate 22.39 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $3.66 in profit for every $100 of shareholder equity.
ROA
Banque Cantonale du Jura S.A. generates $0.27 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Banque Cantonale du Jura S.A. generates strong operating cash flow of $35.40M, reflecting robust business health.
Free Cash Flow
Banque Cantonale du Jura S.A. generates strong free cash flow of $32.44M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $10.84 in free cash annually.
FCF Yield
BCJ.SW converts 11.78% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
22.42
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
18.16
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.81
vs 25 benchmark
P/S Ratio
Price to sales ratio
3.52
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
4.11
vs 25 benchmark
Current Ratio
Current assets to current liabilities
7.83
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.04
vs 25 benchmark
ROA
Return on assets percentage
0.003
vs 25 benchmark
ROCE
Return on capital employed
0.004
vs 25 benchmark
How BCJ.SW Stacks Against Its Sector Peers
| Metric | BCJ.SW Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 22.42 | 18.66 | Worse (Expensive) |
| ROE | 3.66% | 806.00% | Weak |
| Net Margin | 15.71% | -436.00% (disorted) | Strong |
| Debt/Equity | 4.11 | 1.00 | Weak (High Leverage) |
| Current Ratio | 7.83 | 662.02 | Strong Liquidity |
| ROA | 0.27% | -24578.00% (disorted) | Weak |
BCJ.SW outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Banque Cantonale du Jura S.A.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical