Bandhan Bank Limited
Bandhan Bank Limited Fundamental Analysis
Bandhan Bank Limited (BANDHANBNK.BO) shows moderate financial fundamentals with a PE ratio of 28.79, profit margin of 4.13%, and ROE of 4.17%. The company generates $244.8B in annual revenue with strong year-over-year growth of 18.43%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 45.7/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze BANDHANBNK.BO's fundamental strength across five key dimensions:
Efficiency Score
WeakBANDHANBNK.BO struggles to generate sufficient returns from assets.
Valuation Score
ModerateBANDHANBNK.BO shows balanced valuation metrics.
Growth Score
ExcellentBANDHANBNK.BO delivers strong and consistent growth momentum.
Financial Health Score
ModerateBANDHANBNK.BO shows balanced financial health with some risks.
Profitability Score
WeakBANDHANBNK.BO struggles to sustain strong margins.
Key Financial Metrics
Is BANDHANBNK.BO Expensive or Cheap?
P/E Ratio
BANDHANBNK.BO trades at 28.79 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, BANDHANBNK.BO's PEG of -1.60 indicates potential undervaluation.
Price to Book
The market values Bandhan Bank Limited at 1.18 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 20.39 times EBITDA. This signals the market has high growth expectations.
How Well Does BANDHANBNK.BO Make Money?
Net Profit Margin
For every $100 in sales, Bandhan Bank Limited keeps $4.13 as profit after all expenses.
Operating Margin
Core operations generate 5.25 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $4.17 in profit for every $100 of shareholder equity.
ROA
Bandhan Bank Limited generates $0.00 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Bandhan Bank Limited generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Bandhan Bank Limited generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
BANDHANBNK.BO converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
28.79
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-1.60
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.18
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.19
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.04
vs 25 benchmark
ROA
Return on assets percentage
0.00
vs 25 benchmark
ROCE
Return on capital employed
0.00
vs 25 benchmark
How BANDHANBNK.BO Stacks Against Its Sector Peers
| Metric | BANDHANBNK.BO Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 28.79 | 18.79 | Worse (Expensive) |
| ROE | 4.17% | 849.00% | Weak |
| Net Margin | 4.13% | 2879.00% | Weak |
| Debt/Equity | 0.00 | 0.93 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 675.77 | Weak Liquidity |
| ROA | 0.00% | -20989.00% (disorted) | Weak |
BANDHANBNK.BO outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Bandhan Bank Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
100.09%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
-9.27%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
-304.40%
Industry Style: Value, Dividend, Cyclical
Declining