Banco Products (India) Limited
Banco Products (India) Limited Fundamental Analysis
Banco Products (India) Limited (BANCOINDIA.NS) shows strong financial fundamentals with a PE ratio of 18.76, profit margin of 13.31%, and ROE of 35.38%. The company generates $36.7B in annual revenue with strong year-over-year growth of 16.04%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 71.6/100 based on profitability, valuation, growth, and balance sheet metrics. The B grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze BANCOINDIA.NS's fundamental strength across five key dimensions:
Efficiency Score
ExcellentBANCOINDIA.NS demonstrates superior asset utilization.
Valuation Score
ExcellentBANCOINDIA.NS trades at attractive valuation levels.
Growth Score
ExcellentBANCOINDIA.NS delivers strong and consistent growth momentum.
Financial Health Score
ExcellentBANCOINDIA.NS maintains a strong and stable balance sheet.
Profitability Score
WeakBANCOINDIA.NS struggles to sustain strong margins.
Key Financial Metrics
Is BANCOINDIA.NS Expensive or Cheap?
P/E Ratio
BANCOINDIA.NS trades at 18.76 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, BANCOINDIA.NS's PEG of 1.48 indicates fair valuation.
Price to Book
The market values Banco Products (India) Limited at 5.60 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 11.87 times EBITDA. This signals the market has high growth expectations.
How Well Does BANCOINDIA.NS Make Money?
Net Profit Margin
For every $100 in sales, Banco Products (India) Limited keeps $13.31 as profit after all expenses.
Operating Margin
Core operations generate 17.66 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $35.38 in profit for every $100 of shareholder equity.
ROA
Banco Products (India) Limited generates $15.85 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Banco Products (India) Limited generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Banco Products (India) Limited generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
BANCOINDIA.NS converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
18.76
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
1.48
vs 25 benchmark
P/B Ratio
Price to book value ratio
5.60
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.50
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.45
vs 25 benchmark
Current Ratio
Current assets to current liabilities
2.39
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.35
vs 25 benchmark
ROA
Return on assets percentage
0.16
vs 25 benchmark
ROCE
Return on capital employed
0.32
vs 25 benchmark
How BANCOINDIA.NS Stacks Against Its Sector Peers
| Metric | BANCOINDIA.NS Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 18.76 | 24.97 | Better (Cheaper) |
| ROE | 35.38% | 1167.00% | Weak |
| Net Margin | 13.31% | 673.00% | Weak |
| Debt/Equity | 0.45 | 0.66 | Strong (Low Leverage) |
| Current Ratio | 2.39 | 4.01 | Strong Liquidity |
| ROA | 15.85% | -8477.00% (disorted) | Strong |
BANCOINDIA.NS outperforms its industry in 4 out of 6 key metrics, particularly excelling in ROA, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Banco Products (India) Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
125.90%
Industry Style: Cyclical, Growth, Discretionary
High GrowthEPS CAGR
411.65%
Industry Style: Cyclical, Growth, Discretionary
High GrowthFCF CAGR
215.26%
Industry Style: Cyclical, Growth, Discretionary
High Growth