ASB Bancorp, Inc.
ASB Bancorp, Inc. Fundamental Analysis
ASB Bancorp, Inc. (ASBB) shows weak financial fundamentals with a PE ratio of 140.26, profit margin of 5.10%, and ROE of 1.35%. The company generates N/A in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 39.3/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze ASBB's fundamental strength across five key dimensions:
Efficiency Score
WeakASBB struggles to generate sufficient returns from assets.
Valuation Score
ModerateASBB shows balanced valuation metrics.
Growth Score
WeakASBB faces weak or negative growth trends.
Financial Health Score
ExcellentASBB maintains a strong and stable balance sheet.
Profitability Score
WeakASBB struggles to sustain strong margins.
Key Financial Metrics
Is ASBB Expensive or Cheap?
P/E Ratio
ASBB trades at 140.26 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, ASBB's PEG of 1.40 indicates fair valuation.
Price to Book
The market values ASB Bancorp, Inc. at 1.87 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -0.97 times EBITDA. This is generally considered low.
How Well Does ASBB Make Money?
Net Profit Margin
For every $100 in sales, ASB Bancorp, Inc. keeps $5.10 as profit after all expenses.
Operating Margin
Core operations generate 6.95 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $1.35 in profit for every $100 of shareholder equity.
ROA
ASB Bancorp, Inc. generates $0.15 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
FCF Per Share
Each share generates $1.21 in free cash annually.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
140.26
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
1.40
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.87
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.00
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.55
vs 25 benchmark
Current Ratio
Current assets to current liabilities
20.76
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.01
vs 25 benchmark
ROA
Return on assets percentage
0.002
vs 25 benchmark
ROCE
Return on capital employed
0.002
vs 25 benchmark
How ASBB Stacks Against Its Sector Peers
| Metric | ASBB Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 140.26 | 18.56 | Worse (Expensive) |
| ROE | 1.35% | 828.00% | Weak |
| Net Margin | 5.10% | 2518.00% | Weak |
| Debt/Equity | 0.55 | 1.00 | Strong (Low Leverage) |
| Current Ratio | 20.76 | 663.54 | Strong Liquidity |
| ROA | 0.15% | -21156.00% (disorted) | Weak |
ASBB outperforms its industry in 2 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews ASB Bancorp, Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical