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ARMOUR Residential REIT, Inc.

ARRNYSE
Real Estate
REIT - Mortgage
$18.02
$0.14(0.75%)
U.S. Market opens in 17h 21m

ARMOUR Residential REIT, Inc. Fundamental Analysis

ARMOUR Residential REIT, Inc. (ARR) shows moderate financial fundamentals with a PE ratio of 6.19, profit margin of 36.61%, and ROE of 16.65%. The company generates $0.9B in annual revenue with weak year-over-year growth of -46.65%.

Key Strengths

Operating Margin56.42%
PEG Ratio0.00

Areas of Concern

Cash Position3.13%
Current Ratio0.01
We analyze ARR's fundamental strength across five key dimensions.

The stock receives a Fundamental Health Score of -12.6/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.

Fundamental Health Score

F
-12.6/100

We analyze ARR's fundamental strength across five key dimensions:

Efficiency Score

Weak

ARR struggles to generate sufficient returns from assets.

ROA > 10%
1.54%

Valuation Score

Excellent

ARR trades at attractive valuation levels.

PE < 25
6.19
PEG Ratio < 2
0.00

Growth Score

Moderate

ARR shows steady but slowing expansion.

Revenue Growth > 5%
-46.65%
EPS Growth > 10%
72.58%

Financial Health Score

Weak

ARR carries high financial risk with limited liquidity.

Debt/Equity < 1
7.94
Current Ratio > 1
0.01

Profitability Score

Excellent

ARR achieves industry-leading margins.

ROE > 15%
16.65%
Net Margin ≥ 15%
36.61%
Positive Free Cash Flow
Yes

Key Financial Metrics

Is ARR Expensive or Cheap?

P/E Ratio

ARR trades at 6.19 times earnings. This suggests potential undervaluation.

6.19

PEG Ratio

When adjusting for growth, ARR's PEG of 0.00 indicates potential undervaluation.

0.00

Price to Book

The market values ARMOUR Residential REIT, Inc. at 0.88 times its book value. This may indicate undervaluation.

0.88

EV/EBITDA

Enterprise value stands at -25.04 times EBITDA. This is generally considered low.

-25.04

How Well Does ARR Make Money?

Net Profit Margin

For every $100 in sales, ARMOUR Residential REIT, Inc. keeps $36.61 as profit after all expenses.

36.61%

Operating Margin

Core operations generate 56.42 in profit for every $100 in revenue, before interest and taxes.

56.42%

ROE

Management delivers $16.65 in profit for every $100 of shareholder equity.

16.65%

ROA

ARMOUR Residential REIT, Inc. generates $1.54 in profit for every $100 in assets, demonstrating efficient asset deployment.

1.54%

Following the Money - Real Cash Generation

Operating Cash Flow

ARMOUR Residential REIT, Inc. produces operating cash flow of $178.53M, showing steady but balanced cash generation.

$178.53M

Free Cash Flow

ARMOUR Residential REIT, Inc. generates strong free cash flow of $178.53M, providing ample flexibility for dividends, buybacks, or growth.

$178.53M

FCF Per Share

Each share generates $1.60 in free cash annually.

$1.60

FCF Yield

ARR converts 8.99% of its market value into free cash.

8.99%

Financial Ratios Analysis

Valuation Ratios

P/E Ratio

Price to earnings ratio

6.19

vs 25 benchmark

PEG Ratio

Price/earnings to growth ratio

0.002

vs 25 benchmark

P/B Ratio

Price to book value ratio

0.88

vs 25 benchmark

P/S Ratio

Price to sales ratio

2.26

vs 25 benchmark

Financial Health

Debt/Equity

Total debt to shareholders' equity

7.94

vs 25 benchmark

Current Ratio

Current assets to current liabilities

0.008

vs 25 benchmark

Efficiency Ratios

ROE

Return on equity percentage

0.17

vs 25 benchmark

ROA

Return on assets percentage

0.02

vs 25 benchmark

ROCE

Return on capital employed

0.16

vs 25 benchmark

How ARR Stacks Against Its Sector Peers

MetricARR ValueSector AveragePerformance
P/E Ratio6.1924.23 Better (Cheaper)
ROE16.65%659.00% Weak
Net Margin36.61%4497.00% Weak
Debt/Equity7.94-22.14 (disorted) Distorted
Current Ratio0.0113.87 Weak Liquidity
ROA1.54%-1390.00% (disorted) Weak

ARR outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.

Historical Growth Performance

5-Year Growth Trajectory

This section reviews ARMOUR Residential REIT, Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.

Revenue CAGR

-75.01%

Industry Style: Income, Inflation Hedge, REIT

Declining

EPS CAGR

98.72%

Industry Style: Income, Inflation Hedge, REIT

High Growth

FCF CAGR

242.41%

Industry Style: Income, Inflation Hedge, REIT

High Growth

Fundamental Analysis FAQ