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Aspen Group

APZ.AXASX
Real Estate
Real Estate - Diversified
$4.60
$-0.05(-1.08%)
Australian Market opens in 41h 23m

Aspen Group Fundamental Analysis

Aspen Group (APZ.AX) shows strong financial fundamentals with a PE ratio of 16.91, profit margin of 48.31%, and ROE of 10.99%. The company generates $0.1B in annual revenue with strong year-over-year growth of 18.66%.

Key Strengths

Operating Margin33.71%
PEG Ratio0.17

Areas of Concern

Cash Position0.77%
Current Ratio0.16
We analyze APZ.AX's fundamental strength across five key dimensions.

The stock receives a Fundamental Health Score of 62.0/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.

Fundamental Health Score

C+
62.0/100

We analyze APZ.AX's fundamental strength across five key dimensions:

Efficiency Score

Weak

APZ.AX struggles to generate sufficient returns from assets.

ROA > 10%
7.20%

Valuation Score

Excellent

APZ.AX trades at attractive valuation levels.

PE < 25
16.91
PEG Ratio < 2
0.17

Growth Score

Moderate

APZ.AX shows steady but slowing expansion.

Revenue Growth > 5%
18.66%
EPS Growth > 10%
7.69%

Financial Health Score

Moderate

APZ.AX shows balanced financial health with some risks.

Debt/Equity < 1
0.37
Current Ratio > 1
0.16

Profitability Score

Moderate

APZ.AX maintains healthy but balanced margins.

ROE > 15%
10.99%
Net Margin ≥ 15%
48.31%
Positive Free Cash Flow
Yes

Key Financial Metrics

Is APZ.AX Expensive or Cheap?

P/E Ratio

APZ.AX trades at 16.91 times earnings. This indicates a fair valuation.

16.91

PEG Ratio

When adjusting for growth, APZ.AX's PEG of 0.17 indicates potential undervaluation.

0.17

Price to Book

The market values Aspen Group at 1.82 times its book value. This may indicate undervaluation.

1.82

EV/EBITDA

Enterprise value stands at 11.59 times EBITDA. This signals the market has high growth expectations.

11.59

How Well Does APZ.AX Make Money?

Net Profit Margin

For every $100 in sales, Aspen Group keeps $48.31 as profit after all expenses.

48.31%

Operating Margin

Core operations generate 33.71 in profit for every $100 in revenue, before interest and taxes.

33.71%

ROE

Management delivers $10.99 in profit for every $100 of shareholder equity.

10.99%

ROA

Aspen Group generates $7.20 in profit for every $100 in assets, demonstrating efficient asset deployment.

7.20%

Following the Money - Real Cash Generation

Operating Cash Flow

Aspen Group generates strong operating cash flow of $36.47M, reflecting robust business health.

$36.47M

Free Cash Flow

Aspen Group generates strong free cash flow of $36.01M, providing ample flexibility for dividends, buybacks, or growth.

$36.01M

FCF Per Share

Each share generates $0.16 in free cash annually.

$0.16

FCF Yield

APZ.AX converts 3.43% of its market value into free cash.

3.43%

Financial Ratios Analysis

Valuation Ratios

P/E Ratio

Price to earnings ratio

16.91

vs 25 benchmark

PEG Ratio

Price/earnings to growth ratio

0.17

vs 25 benchmark

P/B Ratio

Price to book value ratio

1.82

vs 25 benchmark

P/S Ratio

Price to sales ratio

8.18

vs 25 benchmark

Financial Health

Debt/Equity

Total debt to shareholders' equity

0.37

vs 25 benchmark

Current Ratio

Current assets to current liabilities

0.16

vs 25 benchmark

Efficiency Ratios

ROE

Return on equity percentage

0.11

vs 25 benchmark

ROA

Return on assets percentage

0.07

vs 25 benchmark

ROCE

Return on capital employed

0.05

vs 25 benchmark

How APZ.AX Stacks Against Its Sector Peers

MetricAPZ.AX ValueSector AveragePerformance
P/E Ratio16.9122.46 Better (Cheaper)
ROE10.99%681.00% Weak
Net Margin48.31%-37308.00% (disorted) Strong
Debt/Equity0.37-20.87 (disorted) Distorted
Current Ratio0.161953.63 Weak Liquidity
ROA7.20%-1226.00% (disorted) Weak

APZ.AX outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.

Historical Growth Performance

5-Year Growth Trajectory

This section reviews Aspen Group's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.

Revenue CAGR

101.00%

Industry Style: Income, Inflation Hedge, REIT

High Growth

EPS CAGR

171.34%

Industry Style: Income, Inflation Hedge, REIT

High Growth

FCF CAGR

30.77%

Industry Style: Income, Inflation Hedge, REIT

High Growth

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