American National Group, Inc.
American National Group, Inc. Fundamental Analysis
American National Group, Inc. (ANAT) shows moderate financial fundamentals with a PE ratio of 7.30, profit margin of 15.86%, and ROE of 10.35%. The company generates N/A in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 83.5/100 based on profitability, valuation, growth, and balance sheet metrics. The B+ grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze ANAT's fundamental strength across five key dimensions:
Efficiency Score
WeakANAT struggles to generate sufficient returns from assets.
Valuation Score
ExcellentANAT trades at attractive valuation levels.
Growth Score
ModerateANAT shows steady but slowing expansion.
Financial Health Score
ExcellentANAT maintains a strong and stable balance sheet.
Profitability Score
WeakANAT struggles to sustain strong margins.
Key Financial Metrics
Is ANAT Expensive or Cheap?
P/E Ratio
ANAT trades at 7.30 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, ANAT's PEG of 0.07 indicates potential undervaluation.
Price to Book
The market values American National Group, Inc. at 0.73 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 1.78 times EBITDA. This is generally considered low.
How Well Does ANAT Make Money?
Net Profit Margin
For every $100 in sales, American National Group, Inc. keeps $15.86 as profit after all expenses.
Operating Margin
Core operations generate 19.72 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $10.35 in profit for every $100 of shareholder equity.
ROA
American National Group, Inc. generates $2.22 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
FCF Per Share
Each share generates $11.66 in free cash annually.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
7.30
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.07
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.73
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.00
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.04
vs 25 benchmark
Current Ratio
Current assets to current liabilities
19.38
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.10
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
0.03
vs 25 benchmark
How ANAT Stacks Against Its Sector Peers
| Metric | ANAT Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 7.30 | 18.86 | Better (Cheaper) |
| ROE | 10.35% | 847.00% | Weak |
| Net Margin | 15.86% | 4202.00% | Weak |
| Debt/Equity | 0.04 | 0.91 | Strong (Low Leverage) |
| Current Ratio | 19.38 | 667.17 | Strong Liquidity |
| ROA | 2.22% | -21543.00% (disorted) | Weak |
ANAT outperforms its industry in 3 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews American National Group, Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical