Atrium Mortgage Investment Corporation
Atrium Mortgage Investment Corporation Fundamental Analysis
Atrium Mortgage Investment Corporation (AMIVF) shows strong financial fundamentals with a PE ratio of 8.20, profit margin of 62.43%, and ROE of 9.36%. The company generates $0.1B in annual revenue with strong year-over-year growth of 51.59%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 70.1/100 based on profitability, valuation, growth, and balance sheet metrics. The B grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze AMIVF's fundamental strength across five key dimensions:
Efficiency Score
WeakAMIVF struggles to generate sufficient returns from assets.
Valuation Score
ExcellentAMIVF trades at attractive valuation levels.
Growth Score
ModerateAMIVF shows steady but slowing expansion.
Financial Health Score
ExcellentAMIVF maintains a strong and stable balance sheet.
Profitability Score
ModerateAMIVF maintains healthy but balanced margins.
Key Financial Metrics
Is AMIVF Expensive or Cheap?
P/E Ratio
AMIVF trades at 8.20 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, AMIVF's PEG of -0.74 indicates potential undervaluation.
Price to Book
The market values Atrium Mortgage Investment Corporation at 0.77 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 2.82 times EBITDA. This is generally considered low.
How Well Does AMIVF Make Money?
Net Profit Margin
For every $100 in sales, Atrium Mortgage Investment Corporation keeps $62.43 as profit after all expenses.
Operating Margin
Core operations generate 68.65 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $9.36 in profit for every $100 of shareholder equity.
ROA
Atrium Mortgage Investment Corporation generates $5.49 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Atrium Mortgage Investment Corporation generates strong operating cash flow of $81.32M, reflecting robust business health.
Free Cash Flow
Atrium Mortgage Investment Corporation generates strong free cash flow of $81.32M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $1.70 in free cash annually.
FCF Yield
AMIVF converts 10.77% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
8.20
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.74
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.77
vs 25 benchmark
P/S Ratio
Price to sales ratio
7.01
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.68
vs 25 benchmark
Current Ratio
Current assets to current liabilities
3.15
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.09
vs 25 benchmark
ROA
Return on assets percentage
0.05
vs 25 benchmark
ROCE
Return on capital employed
0.09
vs 25 benchmark
How AMIVF Stacks Against Its Sector Peers
| Metric | AMIVF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 8.20 | 18.50 | Better (Cheaper) |
| ROE | 9.36% | 809.00% | Weak |
| Net Margin | 62.43% | 2211.00% | Weak |
| Debt/Equity | 0.68 | 0.90 | Strong (Low Leverage) |
| Current Ratio | 3.15 | 692.04 | Strong Liquidity |
| ROA | 5.49% | -24328.00% (disorted) | Weak |
AMIVF outperforms its industry in 3 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Atrium Mortgage Investment Corporation's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
104.38%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
9.33%
Industry Style: Value, Dividend, Cyclical
GrowingFCF CAGR
25.03%
Industry Style: Value, Dividend, Cyclical
High Growth