Allianz SE
Allianz SE Fundamental Analysis
Allianz SE (ALIZF) shows moderate financial fundamentals with a PE ratio of 13.75, profit margin of 8.35%, and ROE of 17.63%. The company generates $127.1B in annual revenue with moderate year-over-year growth of 9.93%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 53.8/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze ALIZF's fundamental strength across five key dimensions:
Efficiency Score
WeakALIZF struggles to generate sufficient returns from assets.
Valuation Score
ModerateALIZF shows balanced valuation metrics.
Growth Score
ExcellentALIZF delivers strong and consistent growth momentum.
Financial Health Score
ModerateALIZF shows balanced financial health with some risks.
Profitability Score
WeakALIZF struggles to sustain strong margins.
Key Financial Metrics
Is ALIZF Expensive or Cheap?
P/E Ratio
ALIZF trades at 13.75 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, ALIZF's PEG of 4.14 indicates potential overvaluation.
Price to Book
The market values Allianz SE at 2.42 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 11.09 times EBITDA. This signals the market has high growth expectations.
How Well Does ALIZF Make Money?
Net Profit Margin
For every $100 in sales, Allianz SE keeps $8.35 as profit after all expenses.
Operating Margin
Core operations generate 11.98 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $17.63 in profit for every $100 of shareholder equity.
ROA
Allianz SE generates $1.04 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Allianz SE generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Allianz SE generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
ALIZF converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
13.75
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
4.14
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.42
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.15
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.00
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.18
vs 25 benchmark
ROA
Return on assets percentage
0.01
vs 25 benchmark
ROCE
Return on capital employed
0.01
vs 25 benchmark
How ALIZF Stacks Against Its Sector Peers
| Metric | ALIZF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 13.75 | 18.73 | Better (Cheaper) |
| ROE | 17.63% | 847.00% | Weak |
| Net Margin | 8.35% | 2562.00% | Weak |
| Debt/Equity | 0.00 | 0.93 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 674.76 | Weak Liquidity |
| ROA | 1.04% | -21692.00% (disorted) | Weak |
ALIZF outperforms its industry in 2 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Allianz SE's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
30.67%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
35.24%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-5.67%
Industry Style: Value, Dividend, Cyclical
Declining