ABN AMRO Bank N.V.
ABN AMRO Bank N.V. Fundamental Analysis
ABN AMRO Bank N.V. (ABMRF) shows moderate financial fundamentals with a PE ratio of 10.77, profit margin of 15.12%, and ROE of 8.31%. The company generates $14.9B in annual revenue with weak year-over-year growth of 1.22%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 40.6/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze ABMRF's fundamental strength across five key dimensions:
Efficiency Score
WeakABMRF struggles to generate sufficient returns from assets.
Valuation Score
ModerateABMRF shows balanced valuation metrics.
Growth Score
WeakABMRF faces weak or negative growth trends.
Financial Health Score
WeakABMRF carries high financial risk with limited liquidity.
Profitability Score
WeakABMRF struggles to sustain strong margins.
Key Financial Metrics
Is ABMRF Expensive or Cheap?
P/E Ratio
ABMRF trades at 10.77 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, ABMRF's PEG of 30.36 indicates potential overvaluation.
Price to Book
The market values ABN AMRO Bank N.V. at 0.90 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -1.64 times EBITDA. This is generally considered low.
How Well Does ABMRF Make Money?
Net Profit Margin
For every $100 in sales, ABN AMRO Bank N.V. keeps $15.12 as profit after all expenses.
Operating Margin
Core operations generate 20.71 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $8.31 in profit for every $100 of shareholder equity.
ROA
ABN AMRO Bank N.V. generates $0.55 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
ABN AMRO Bank N.V. generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
ABN AMRO Bank N.V. generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
ABMRF converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
10.77
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
30.36
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.90
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.63
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
2.92
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.18
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.08
vs 25 benchmark
ROA
Return on assets percentage
0.005
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How ABMRF Stacks Against Its Sector Peers
| Metric | ABMRF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 10.77 | 18.73 | Better (Cheaper) |
| ROE | 8.31% | 847.00% | Weak |
| Net Margin | 15.12% | 2562.00% | Weak |
| Debt/Equity | 2.92 | 0.93 | Weak (High Leverage) |
| Current Ratio | 0.18 | 674.76 | Weak Liquidity |
| ROA | 0.55% | -21692.00% (disorted) | Weak |
ABMRF outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews ABN AMRO Bank N.V.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
174.41%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
31.35%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-434.53%
Industry Style: Value, Dividend, Cyclical
Declining