Abacus Life, Inc. 9.875% Fixed Rate Senior Notes due 2028
Abacus Life, Inc. 9.875% Fixed Rate Senior Notes due 2028 Fundamental Analysis
Abacus Life, Inc. 9.875% Fixed Rate Senior Notes due 2028 (ABLLL) shows weak financial fundamentals with a PE ratio of 225.61, profit margin of 5.62%, and ROE of 2.57%. The company generates $0.2B in annual revenue with strong year-over-year growth of 68.56%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 46.9/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze ABLLL's fundamental strength across five key dimensions:
Efficiency Score
WeakABLLL struggles to generate sufficient returns from assets.
Valuation Score
ModerateABLLL shows balanced valuation metrics.
Growth Score
ModerateABLLL shows steady but slowing expansion.
Financial Health Score
ModerateABLLL shows balanced financial health with some risks.
Profitability Score
WeakABLLL struggles to sustain strong margins.
Key Financial Metrics
Is ABLLL Expensive or Cheap?
P/E Ratio
ABLLL trades at 225.61 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, ABLLL's PEG of 0.65 indicates potential undervaluation.
Price to Book
The market values Abacus Life, Inc. 9.875% Fixed Rate Senior Notes due 2028 at 5.67 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 32.88 times EBITDA. This signals the market has high growth expectations.
How Well Does ABLLL Make Money?
Net Profit Margin
For every $100 in sales, Abacus Life, Inc. 9.875% Fixed Rate Senior Notes due 2028 keeps $5.62 as profit after all expenses.
Operating Margin
Core operations generate 25.03 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $2.57 in profit for every $100 of shareholder equity.
ROA
Abacus Life, Inc. 9.875% Fixed Rate Senior Notes due 2028 generates $1.20 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Abacus Life, Inc. 9.875% Fixed Rate Senior Notes due 2028 generates limited operating cash flow of $-112.29M, signaling weaker underlying cash strength.
Free Cash Flow
Abacus Life, Inc. 9.875% Fixed Rate Senior Notes due 2028 generates weak or negative free cash flow of $-113.23M, restricting financial flexibility.
FCF Per Share
Each share generates $-1.16 in free cash annually.
FCF Yield
ABLLL converts -4.38% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
225.61
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.65
vs 25 benchmark
P/B Ratio
Price to book value ratio
5.67
vs 25 benchmark
P/S Ratio
Price to sales ratio
12.91
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.28
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.93
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.03
vs 25 benchmark
ROA
Return on assets percentage
0.01
vs 25 benchmark
ROCE
Return on capital employed
0.06
vs 25 benchmark
How ABLLL Stacks Against Its Sector Peers
| Metric | ABLLL Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 225.61 | 18.73 | Worse (Expensive) |
| ROE | 2.57% | 847.00% | Weak |
| Net Margin | 5.62% | 2562.00% | Weak |
| Debt/Equity | 0.28 | 0.93 | Strong (Low Leverage) |
| Current Ratio | 0.93 | 674.76 | Weak Liquidity |
| ROA | 1.20% | -21692.00% (disorted) | Weak |
ABLLL outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Abacus Life, Inc. 9.875% Fixed Rate Senior Notes due 2028's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
149.24%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
-35.28%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
-22222.81%
Industry Style: Value, Dividend, Cyclical
Declining