Automatic Bank Services Limited
Automatic Bank Services Limited Fundamental Analysis
Automatic Bank Services Limited (ABANF) shows strong financial fundamentals with a PE ratio of 17.21, profit margin of 31.04%, and ROE of 19.56%. The company generates $0.2B in annual revenue with strong year-over-year growth of 12.26%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 77.3/100 based on profitability, valuation, growth, and balance sheet metrics. The B grade reflects solid fundamentals with room for improvement in valuation or growth.
Fundamental Health Score
We analyze ABANF's fundamental strength across five key dimensions:
Efficiency Score
ExcellentABANF demonstrates superior asset utilization.
Valuation Score
ExcellentABANF trades at attractive valuation levels.
Growth Score
ExcellentABANF delivers strong and consistent growth momentum.
Financial Health Score
ExcellentABANF maintains a strong and stable balance sheet.
Profitability Score
ExcellentABANF achieves industry-leading margins.
Key Financial Metrics
Is ABANF Expensive or Cheap?
P/E Ratio
ABANF trades at 17.21 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, ABANF's PEG of -0.91 indicates potential undervaluation.
Price to Book
The market values Automatic Bank Services Limited at 3.52 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 10.88 times EBITDA. This signals the market has high growth expectations.
How Well Does ABANF Make Money?
Net Profit Margin
For every $100 in sales, Automatic Bank Services Limited keeps $31.04 as profit after all expenses.
Operating Margin
Core operations generate 31.71 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $19.56 in profit for every $100 of shareholder equity.
ROA
Automatic Bank Services Limited generates $17.01 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Automatic Bank Services Limited generates strong operating cash flow of $65.32M, reflecting robust business health.
Free Cash Flow
Automatic Bank Services Limited generates strong free cash flow of $36.00M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.90 in free cash annually.
FCF Yield
ABANF converts 4.25% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
17.21
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-0.91
vs 25 benchmark
P/B Ratio
Price to book value ratio
3.52
vs 25 benchmark
P/S Ratio
Price to sales ratio
5.39
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.08
vs 25 benchmark
Current Ratio
Current assets to current liabilities
7.31
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.20
vs 25 benchmark
ROA
Return on assets percentage
0.17
vs 25 benchmark
ROCE
Return on capital employed
0.19
vs 25 benchmark
How ABANF Stacks Against Its Sector Peers
| Metric | ABANF Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 17.21 | 35.62 | Better (Cheaper) |
| ROE | 19.56% | 1160.00% | Weak |
| Net Margin | 31.04% | -136515.00% (disorted) | Strong |
| Debt/Equity | 0.08 | 0.39 | Strong (Low Leverage) |
| Current Ratio | 7.31 | 4.79 | Strong Liquidity |
| ROA | 17.01% | -311498.00% (disorted) | Strong |
ABANF outperforms its industry in 5 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Automatic Bank Services Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
86.24%
Industry Style: Growth, Innovation, High Beta
High GrowthEPS CAGR
73.93%
Industry Style: Growth, Innovation, High Beta
High GrowthFCF CAGR
70.19%
Industry Style: Growth, Innovation, High Beta
High Growth