ABN AMRO Bank N.V.
ABN AMRO Bank N.V. Fundamental Analysis
ABN AMRO Bank N.V. (AAVMY) shows moderate financial fundamentals with a PE ratio of 9.93, profit margin of 17.70%, and ROE of 8.31%. The company generates $12.8B in annual revenue with weak year-over-year growth of 1.22%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 42.5/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze AAVMY's fundamental strength across five key dimensions:
Efficiency Score
WeakAAVMY struggles to generate sufficient returns from assets.
Valuation Score
ModerateAAVMY shows balanced valuation metrics.
Growth Score
WeakAAVMY faces weak or negative growth trends.
Financial Health Score
WeakAAVMY carries high financial risk with limited liquidity.
Profitability Score
WeakAAVMY struggles to sustain strong margins.
Key Financial Metrics
Is AAVMY Expensive or Cheap?
P/E Ratio
AAVMY trades at 9.93 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, AAVMY's PEG of 27.82 indicates potential overvaluation.
Price to Book
The market values ABN AMRO Bank N.V. at 0.83 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -2.20 times EBITDA. This is generally considered low.
How Well Does AAVMY Make Money?
Net Profit Margin
For every $100 in sales, ABN AMRO Bank N.V. keeps $17.70 as profit after all expenses.
Operating Margin
Core operations generate 24.25 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $8.31 in profit for every $100 of shareholder equity.
ROA
ABN AMRO Bank N.V. generates $0.55 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
ABN AMRO Bank N.V. generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
ABN AMRO Bank N.V. generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
AAVMY converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
9.93
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
27.82
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.83
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.76
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
2.92
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.18
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.08
vs 25 benchmark
ROA
Return on assets percentage
0.005
vs 25 benchmark
ROCE
Return on capital employed
0.02
vs 25 benchmark
How AAVMY Stacks Against Its Sector Peers
| Metric | AAVMY Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 9.93 | 18.50 | Better (Cheaper) |
| ROE | 8.31% | 809.00% | Weak |
| Net Margin | 17.70% | 2211.00% | Weak |
| Debt/Equity | 2.92 | 0.90 | Weak (High Leverage) |
| Current Ratio | 0.18 | 691.82 | Weak Liquidity |
| ROA | 0.55% | -24320.00% (disorted) | Weak |
AAVMY outperforms its industry in 1 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews ABN AMRO Bank N.V.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
174.41%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
31.35%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-434.53%
Industry Style: Value, Dividend, Cyclical
Declining