AEON Financial Service Co., Ltd.
AEON Financial Service Co., Ltd. Fundamental Analysis
AEON Financial Service Co., Ltd. (8570.T) shows weak financial fundamentals with a PE ratio of 21.29, profit margin of 2.99%, and ROE of 3.56%. The company generates $547.0B in annual revenue with moderate year-over-year growth of 9.26%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 15.1/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze 8570.T's fundamental strength across five key dimensions:
Efficiency Score
Weak8570.T struggles to generate sufficient returns from assets.
Valuation Score
Excellent8570.T trades at attractive valuation levels.
Growth Score
Moderate8570.T shows steady but slowing expansion.
Financial Health Score
Weak8570.T carries high financial risk with limited liquidity.
Profitability Score
Weak8570.T struggles to sustain strong margins.
Key Financial Metrics
Is 8570.T Expensive or Cheap?
P/E Ratio
8570.T trades at 21.29 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, 8570.T's PEG of 1.78 indicates fair valuation.
Price to Book
The market values AEON Financial Service Co., Ltd. at 0.74 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -76.88 times EBITDA. This is generally considered low.
How Well Does 8570.T Make Money?
Net Profit Margin
For every $100 in sales, AEON Financial Service Co., Ltd. keeps $2.99 as profit after all expenses.
Operating Margin
Core operations generate 12.26 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $3.56 in profit for every $100 of shareholder equity.
ROA
AEON Financial Service Co., Ltd. generates $0.20 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
AEON Financial Service Co., Ltd. generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
AEON Financial Service Co., Ltd. generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
8570.T converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
21.29
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
1.78
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.74
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.64
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
14.62
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.04
vs 25 benchmark
ROA
Return on assets percentage
0.002
vs 25 benchmark
ROCE
Return on capital employed
0.009
vs 25 benchmark
How 8570.T Stacks Against Its Sector Peers
| Metric | 8570.T Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 21.29 | 18.66 | Worse (Expensive) |
| ROE | 3.56% | 806.00% | Weak |
| Net Margin | 2.99% | -451.00% (disorted) | Weak |
| Debt/Equity | 14.62 | 1.00 | Weak (High Leverage) |
| Current Ratio | 0.00 | 662.02 | Weak Liquidity |
| ROA | 0.20% | -24409.00% (disorted) | Weak |
8570.T outperforms its industry in 0 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews AEON Financial Service Co., Ltd.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
5.07%
Industry Style: Value, Dividend, Cyclical
GrowingEPS CAGR
-72.27%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
155.06%
Industry Style: Value, Dividend, Cyclical
High Growth