Sumitomo Mitsui Financial Group, Inc.
Sumitomo Mitsui Financial Group, Inc. Fundamental Analysis
Sumitomo Mitsui Financial Group, Inc. (8316.T) shows moderate financial fundamentals with a PE ratio of 14.39, profit margin of 14.49%, and ROE of 9.58%. The company generates $9860.5B in annual revenue with strong year-over-year growth of 10.16%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 32.1/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze 8316.T's fundamental strength across five key dimensions:
Efficiency Score
Weak8316.T struggles to generate sufficient returns from assets.
Valuation Score
Moderate8316.T shows balanced valuation metrics.
Growth Score
Excellent8316.T delivers strong and consistent growth momentum.
Financial Health Score
Weak8316.T carries high financial risk with limited liquidity.
Profitability Score
Weak8316.T struggles to sustain strong margins.
Key Financial Metrics
Is 8316.T Expensive or Cheap?
P/E Ratio
8316.T trades at 14.39 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, 8316.T's PEG of 3.56 indicates potential overvaluation.
Price to Book
The market values Sumitomo Mitsui Financial Group, Inc. at 1.32 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 16.21 times EBITDA. This signals the market has high growth expectations.
How Well Does 8316.T Make Money?
Net Profit Margin
For every $100 in sales, Sumitomo Mitsui Financial Group, Inc. keeps $14.49 as profit after all expenses.
Operating Margin
Core operations generate 19.99 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $9.58 in profit for every $100 of shareholder equity.
ROA
Sumitomo Mitsui Financial Group, Inc. generates $0.45 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Sumitomo Mitsui Financial Group, Inc. generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Sumitomo Mitsui Financial Group, Inc. generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
8316.T converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
14.39
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
3.56
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.32
vs 25 benchmark
P/S Ratio
Price to sales ratio
2.08
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
3.69
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.29
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.10
vs 25 benchmark
ROA
Return on assets percentage
0.005
vs 25 benchmark
ROCE
Return on capital employed
0.03
vs 25 benchmark
How 8316.T Stacks Against Its Sector Peers
| Metric | 8316.T Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 14.39 | 18.59 | Better (Cheaper) |
| ROE | 9.58% | 801.00% | Weak |
| Net Margin | 14.49% | -498.00% (disorted) | Strong |
| Debt/Equity | 3.69 | 0.98 | Weak (High Leverage) |
| Current Ratio | 0.29 | 661.40 | Weak Liquidity |
| ROA | 0.45% | -21324.00% (disorted) | Weak |
8316.T outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Sumitomo Mitsui Financial Group, Inc.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
229.55%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
76.69%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
-25.97%
Industry Style: Value, Dividend, Cyclical
Declining