Jilin Jiutai Rural Commercial Bank Corporation Limited
Jilin Jiutai Rural Commercial Bank Corporation Limited Fundamental Analysis
Jilin Jiutai Rural Commercial Bank Corporation Limited (6122.HK) shows weak financial fundamentals with a PE ratio of 10.85, profit margin of 3.41%, and ROE of 1.05%. The company generates $4.9B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 39.7/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze 6122.HK's fundamental strength across five key dimensions:
Efficiency Score
Weak6122.HK struggles to generate sufficient returns from assets.
Valuation Score
Excellent6122.HK trades at attractive valuation levels.
Growth Score
Moderate6122.HK shows steady but slowing expansion.
Financial Health Score
Excellent6122.HK maintains a strong and stable balance sheet.
Profitability Score
Moderate6122.HK maintains healthy but balanced margins.
Key Financial Metrics
Is 6122.HK Expensive or Cheap?
P/E Ratio
6122.HK trades at 10.85 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, 6122.HK's PEG of 0.12 indicates potential undervaluation.
Price to Book
The market values Jilin Jiutai Rural Commercial Bank Corporation Limited at 0.11 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 0.00 times EBITDA. This is generally considered low.
How Well Does 6122.HK Make Money?
Net Profit Margin
For every $100 in sales, Jilin Jiutai Rural Commercial Bank Corporation Limited keeps $3.41 as profit after all expenses.
Operating Margin
Core operations generate 28.89 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $1.05 in profit for every $100 of shareholder equity.
ROA
Jilin Jiutai Rural Commercial Bank Corporation Limited generates $0.06 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Jilin Jiutai Rural Commercial Bank Corporation Limited generates strong operating cash flow of $1.66B, reflecting robust business health.
Free Cash Flow
Jilin Jiutai Rural Commercial Bank Corporation Limited generates strong free cash flow of $1.56B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.31 in free cash annually.
FCF Yield
6122.HK converts 85.64% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
10.85
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.12
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.11
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.37
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.23
vs 25 benchmark
Current Ratio
Current assets to current liabilities
39.67
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.01
vs 25 benchmark
ROA
Return on assets percentage
0.001
vs 25 benchmark
ROCE
Return on capital employed
0.005
vs 25 benchmark
How 6122.HK Stacks Against Its Sector Peers
| Metric | 6122.HK Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 10.85 | 18.59 | Better (Cheaper) |
| ROE | 1.05% | 801.00% | Weak |
| Net Margin | 3.41% | -498.00% (disorted) | Weak |
| Debt/Equity | 0.23 | 0.98 | Strong (Low Leverage) |
| Current Ratio | 39.67 | 661.40 | Strong Liquidity |
| ROA | 0.06% | -21324.00% (disorted) | Weak |
6122.HK outperforms its industry in 3 out of 6 key metrics, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Jilin Jiutai Rural Commercial Bank Corporation Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical