5paisa Capital Limited
5paisa Capital Limited Fundamental Analysis
5paisa Capital Limited (5PAISA.BO) shows weak financial fundamentals with a PE ratio of 23.41, profit margin of 17.81%, and ROE of 7.02%. The company generates $2.4B in annual revenue with weak year-over-year growth of -11.65%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 24.2/100 based on profitability, valuation, growth, and balance sheet metrics. The F grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze 5PAISA.BO's fundamental strength across five key dimensions:
Efficiency Score
Weak5PAISA.BO struggles to generate sufficient returns from assets.
Valuation Score
Excellent5PAISA.BO trades at attractive valuation levels.
Growth Score
Moderate5PAISA.BO shows steady but slowing expansion.
Financial Health Score
Moderate5PAISA.BO shows balanced financial health with some risks.
Profitability Score
Weak5PAISA.BO struggles to sustain strong margins.
Key Financial Metrics
Is 5PAISA.BO Expensive or Cheap?
P/E Ratio
5PAISA.BO trades at 23.41 times earnings. This indicates a fair valuation.
PEG Ratio
When adjusting for growth, 5PAISA.BO's PEG of -2.86 indicates potential undervaluation.
Price to Book
The market values 5paisa Capital Limited at 1.59 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 9.86 times EBITDA. This is generally considered low.
How Well Does 5PAISA.BO Make Money?
Net Profit Margin
For every $100 in sales, 5paisa Capital Limited keeps $17.81 as profit after all expenses.
Operating Margin
Core operations generate 9.58 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $7.02 in profit for every $100 of shareholder equity.
ROA
5paisa Capital Limited generates $2.34 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
5paisa Capital Limited generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
5paisa Capital Limited generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
5PAISA.BO converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
23.41
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-2.86
vs 25 benchmark
P/B Ratio
Price to book value ratio
1.59
vs 25 benchmark
P/S Ratio
Price to sales ratio
4.17
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.45
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.07
vs 25 benchmark
ROA
Return on assets percentage
0.02
vs 25 benchmark
ROCE
Return on capital employed
0.01
vs 25 benchmark
How 5PAISA.BO Stacks Against Its Sector Peers
| Metric | 5PAISA.BO Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 23.41 | 19.09 | Worse (Expensive) |
| ROE | 7.02% | 843.00% | Weak |
| Net Margin | 17.81% | 3730.00% | Weak |
| Debt/Equity | 0.45 | 0.90 | Strong (Low Leverage) |
| Current Ratio | 0.00 | 661.68 | Weak Liquidity |
| ROA | 2.34% | -21651.00% (disorted) | Weak |
5PAISA.BO outperforms its industry in 1 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews 5paisa Capital Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
100.42%
Industry Style: Value, Dividend, Cyclical
High GrowthEPS CAGR
742.48%
Industry Style: Value, Dividend, Cyclical
High GrowthFCF CAGR
240.73%
Industry Style: Value, Dividend, Cyclical
High Growth