Finatext Holdings Ltd.
Finatext Holdings Ltd. Fundamental Analysis
Finatext Holdings Ltd. (4419.T) shows moderate financial fundamentals with a PE ratio of 47.68, profit margin of 10.49%, and ROE of 10.71%. The company generates $9.8B in annual revenue with strong year-over-year growth of 43.29%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 66.7/100 based on profitability, valuation, growth, and balance sheet metrics. The C+ grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze 4419.T's fundamental strength across five key dimensions:
Efficiency Score
Weak4419.T struggles to generate sufficient returns from assets.
Valuation Score
Weak4419.T trades at a premium to fair value.
Growth Score
Moderate4419.T shows steady but slowing expansion.
Financial Health Score
Excellent4419.T maintains a strong and stable balance sheet.
Profitability Score
Weak4419.T struggles to sustain strong margins.
Key Financial Metrics
Is 4419.T Expensive or Cheap?
P/E Ratio
4419.T trades at 47.68 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, 4419.T's PEG of 2.62 indicates potential overvaluation.
Price to Book
The market values Finatext Holdings Ltd. at 4.87 times its book value. This suggests the stock is fully valued or overvalued on an asset basis.
EV/EBITDA
Enterprise value stands at 35.81 times EBITDA. This signals the market has high growth expectations.
How Well Does 4419.T Make Money?
Net Profit Margin
For every $100 in sales, Finatext Holdings Ltd. keeps $10.49 as profit after all expenses.
Operating Margin
Core operations generate 12.89 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $10.71 in profit for every $100 of shareholder equity.
ROA
Finatext Holdings Ltd. generates $4.60 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Finatext Holdings Ltd. generates limited operating cash flow of $0.00, signaling weaker underlying cash strength.
Free Cash Flow
Finatext Holdings Ltd. generates weak or negative free cash flow of $0.00, restricting financial flexibility.
FCF Per Share
Each share generates $0.00 in free cash annually.
FCF Yield
4419.T converts 0.00% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
47.68
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
2.62
vs 25 benchmark
P/B Ratio
Price to book value ratio
4.87
vs 25 benchmark
P/S Ratio
Price to sales ratio
4.99
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.14
vs 25 benchmark
Current Ratio
Current assets to current liabilities
1.92
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.11
vs 25 benchmark
ROA
Return on assets percentage
0.05
vs 25 benchmark
ROCE
Return on capital employed
0.11
vs 25 benchmark
How 4419.T Stacks Against Its Sector Peers
| Metric | 4419.T Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 47.68 | 33.61 | Worse (Expensive) |
| ROE | 10.71% | 1020.00% | Weak |
| Net Margin | 10.49% | -56528.00% (disorted) | Strong |
| Debt/Equity | 0.14 | 0.45 | Strong (Low Leverage) |
| Current Ratio | 1.92 | 5.65 | Neutral |
| ROA | 4.60% | -291484.00% (disorted) | Weak |
4419.T outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Finatext Holdings Ltd.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
258.72%
Industry Style: Growth, Innovation, High Beta
High GrowthEPS CAGR
183.49%
Industry Style: Growth, Innovation, High Beta
High GrowthFCF CAGR
48.15%
Industry Style: Growth, Innovation, High Beta
High Growth