Haosen Fintech Group Limited
Haosen Fintech Group Limited Fundamental Analysis
Haosen Fintech Group Limited (3848.HK) shows weak financial fundamentals with a PE ratio of 273.19, profit margin of 8.14%, and ROE of 0.95%. The company generates $0.1B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 43.7/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze 3848.HK's fundamental strength across five key dimensions:
Efficiency Score
Weak3848.HK struggles to generate sufficient returns from assets.
Valuation Score
Moderate3848.HK shows balanced valuation metrics.
Growth Score
Moderate3848.HK shows steady but slowing expansion.
Financial Health Score
Excellent3848.HK maintains a strong and stable balance sheet.
Profitability Score
Moderate3848.HK maintains healthy but balanced margins.
Key Financial Metrics
Is 3848.HK Expensive or Cheap?
P/E Ratio
3848.HK trades at 273.19 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, 3848.HK's PEG of -12.02 indicates potential undervaluation.
Price to Book
The market values Haosen Fintech Group Limited at 2.62 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 474.16 times EBITDA. This signals the market has high growth expectations.
How Well Does 3848.HK Make Money?
Net Profit Margin
For every $100 in sales, Haosen Fintech Group Limited keeps $8.14 as profit after all expenses.
Operating Margin
Core operations generate 28.37 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $0.95 in profit for every $100 of shareholder equity.
ROA
Haosen Fintech Group Limited generates $0.74 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Haosen Fintech Group Limited produces operating cash flow of $10.21M, showing steady but balanced cash generation.
Free Cash Flow
Haosen Fintech Group Limited generates strong free cash flow of $10.13M, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $0.06 in free cash annually.
FCF Yield
3848.HK converts 0.66% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
273.19
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
-12.02
vs 25 benchmark
P/B Ratio
Price to book value ratio
2.62
vs 25 benchmark
P/S Ratio
Price to sales ratio
22.22
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.22
vs 25 benchmark
Current Ratio
Current assets to current liabilities
4.15
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.010
vs 25 benchmark
ROA
Return on assets percentage
0.007
vs 25 benchmark
ROCE
Return on capital employed
0.03
vs 25 benchmark
How 3848.HK Stacks Against Its Sector Peers
| Metric | 3848.HK Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 273.19 | 18.56 | Worse (Expensive) |
| ROE | 0.95% | 828.00% | Weak |
| Net Margin | 8.14% | -175.00% (disorted) | Weak |
| Debt/Equity | 0.22 | 1.00 | Strong (Low Leverage) |
| Current Ratio | 4.15 | 663.54 | Strong Liquidity |
| ROA | 0.74% | -21308.00% (disorted) | Weak |
3848.HK outperforms its industry in 2 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Haosen Fintech Group Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical