China Taiping Insurance Holdings Company Limited
China Taiping Insurance Holdings Company Limited Fundamental Analysis
China Taiping Insurance Holdings Company Limited (0966.HK) shows strong financial fundamentals with a PE ratio of 2.81, profit margin of 17.30%, and ROE of 29.19%. The company generates $156.4B in annual revenue with moderate year-over-year growth of 7.70%.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 55.7/100 based on profitability, valuation, growth, and balance sheet metrics. The C grade reflects average fundamentals, with notable risks in certain areas.
Fundamental Health Score
We analyze 0966.HK's fundamental strength across five key dimensions:
Efficiency Score
Weak0966.HK struggles to generate sufficient returns from assets.
Valuation Score
Excellent0966.HK trades at attractive valuation levels.
Growth Score
Excellent0966.HK delivers strong and consistent growth momentum.
Financial Health Score
Weak0966.HK carries high financial risk with limited liquidity.
Profitability Score
Excellent0966.HK achieves industry-leading margins.
Key Financial Metrics
Is 0966.HK Expensive or Cheap?
P/E Ratio
0966.HK trades at 2.81 times earnings. This suggests potential undervaluation.
PEG Ratio
When adjusting for growth, 0966.HK's PEG of 0.01 indicates potential undervaluation.
Price to Book
The market values China Taiping Insurance Holdings Company Limited at 0.80 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at -1.77 times EBITDA. This is generally considered low.
How Well Does 0966.HK Make Money?
Net Profit Margin
For every $100 in sales, China Taiping Insurance Holdings Company Limited keeps $17.30 as profit after all expenses.
Operating Margin
Core operations generate 52.64 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $29.19 in profit for every $100 of shareholder equity.
ROA
China Taiping Insurance Holdings Company Limited generates $1.36 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
China Taiping Insurance Holdings Company Limited generates strong operating cash flow of $156.75B, reflecting robust business health.
Free Cash Flow
China Taiping Insurance Holdings Company Limited generates strong free cash flow of $60.68B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $16.88 in free cash annually.
FCF Yield
0966.HK converts 79.94% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
2.81
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
0.01
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.80
vs 25 benchmark
P/S Ratio
Price to sales ratio
0.49
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
2.12
vs 25 benchmark
Current Ratio
Current assets to current liabilities
0.00
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.29
vs 25 benchmark
ROA
Return on assets percentage
0.01
vs 25 benchmark
ROCE
Return on capital employed
0.04
vs 25 benchmark
How 0966.HK Stacks Against Its Sector Peers
| Metric | 0966.HK Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 2.81 | 18.66 | Better (Cheaper) |
| ROE | 29.19% | 806.00% | Weak |
| Net Margin | 17.30% | -451.00% (disorted) | Strong |
| Debt/Equity | 2.12 | 1.00 | Weak (High Leverage) |
| Current Ratio | 0.00 | 662.02 | Weak Liquidity |
| ROA | 1.36% | -24409.00% (disorted) | Weak |
0966.HK outperforms its industry in 2 out of 6 key metrics, particularly excelling in Net Margin, but lagging in ROE.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews China Taiping Insurance Holdings Company Limited's 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
-50.92%
Industry Style: Value, Dividend, Cyclical
DecliningEPS CAGR
-32.78%
Industry Style: Value, Dividend, Cyclical
DecliningFCF CAGR
19.94%
Industry Style: Value, Dividend, Cyclical
High Growth