Bank of Jinzhou Co., Ltd.
Bank of Jinzhou Co., Ltd. Fundamental Analysis
Bank of Jinzhou Co., Ltd. (0416.HK) shows weak financial fundamentals with a PE ratio of 165.53, profit margin of 0.80%, and ROE of 0.15%. The company generates $12.8B in annual revenue with N/A year-over-year growth of N/A.
Key Strengths
Areas of Concern
The stock receives a Fundamental Health Score of 40.3/100 based on profitability, valuation, growth, and balance sheet metrics. The D grade reflects weak fundamentals and significant financial concerns.
Fundamental Health Score
We analyze 0416.HK's fundamental strength across five key dimensions:
Efficiency Score
Weak0416.HK struggles to generate sufficient returns from assets.
Valuation Score
Moderate0416.HK shows balanced valuation metrics.
Growth Score
Moderate0416.HK shows steady but slowing expansion.
Financial Health Score
Excellent0416.HK maintains a strong and stable balance sheet.
Profitability Score
Moderate0416.HK maintains healthy but balanced margins.
Key Financial Metrics
Is 0416.HK Expensive or Cheap?
P/E Ratio
0416.HK trades at 165.53 times earnings. This suggests a premium valuation.
PEG Ratio
When adjusting for growth, 0416.HK's PEG of 1.89 indicates fair valuation.
Price to Book
The market values Bank of Jinzhou Co., Ltd. at 0.25 times its book value. This may indicate undervaluation.
EV/EBITDA
Enterprise value stands at 21.12 times EBITDA. This signals the market has high growth expectations.
How Well Does 0416.HK Make Money?
Net Profit Margin
For every $100 in sales, Bank of Jinzhou Co., Ltd. keeps $0.80 as profit after all expenses.
Operating Margin
Core operations generate 13.24 in profit for every $100 in revenue, before interest and taxes.
ROE
Management delivers $0.15 in profit for every $100 of shareholder equity.
ROA
Bank of Jinzhou Co., Ltd. generates $0.01 in profit for every $100 in assets, demonstrating efficient asset deployment.
Following the Money - Real Cash Generation
Operating Cash Flow
Bank of Jinzhou Co., Ltd. generates strong operating cash flow of $62.01B, reflecting robust business health.
Free Cash Flow
Bank of Jinzhou Co., Ltd. generates strong free cash flow of $61.78B, providing ample flexibility for dividends, buybacks, or growth.
FCF Per Share
Each share generates $4.42 in free cash annually.
FCF Yield
0416.HK converts 3.65% of its market value into free cash.
Financial Ratios Analysis
Valuation Ratios
P/E Ratio
Price to earnings ratio
165.53
vs 25 benchmark
PEG Ratio
Price/earnings to growth ratio
1.89
vs 25 benchmark
P/B Ratio
Price to book value ratio
0.25
vs 25 benchmark
P/S Ratio
Price to sales ratio
1.32
vs 25 benchmark
Financial Health
Debt/Equity
Total debt to shareholders' equity
0.52
vs 25 benchmark
Current Ratio
Current assets to current liabilities
1198.88
vs 25 benchmark
Efficiency Ratios
ROE
Return on equity percentage
0.002
vs 25 benchmark
ROA
Return on assets percentage
0.00
vs 25 benchmark
ROCE
Return on capital employed
0.002
vs 25 benchmark
How 0416.HK Stacks Against Its Sector Peers
| Metric | 0416.HK Value | Sector Average | Performance |
|---|---|---|---|
| P/E Ratio | 165.53 | 18.59 | Worse (Expensive) |
| ROE | 0.15% | 801.00% | Weak |
| Net Margin | 0.80% | -498.00% (disorted) | Weak |
| Debt/Equity | 0.52 | 0.98 | Strong (Low Leverage) |
| Current Ratio | 1198.88 | 661.40 | Strong Liquidity |
| ROA | 0.01% | -21324.00% (disorted) | Weak |
0416.HK outperforms its industry in 2 out of 6 key metrics, but lagging in P/E Ratio.
Historical Growth Performance
5-Year Growth Trajectory
This section reviews Bank of Jinzhou Co., Ltd.'s 5-year compound annual growth rate (CAGR) and compares its performance against the typical investment style of its industry.
Revenue CAGR
N/A
Industry Style: Value, Dividend, Cyclical
EPS CAGR
N/A
Industry Style: Value, Dividend, Cyclical
FCF CAGR
N/A
Industry Style: Value, Dividend, Cyclical