What Is the 2025 Tax Deadline & How to Get an Extension?
Every year, millions of Americans file their taxes. In 2025, the deadline to file is April 15. It’s a big date for everyone who works, earns, or runs a business. We all need to know it. Missing it can lead to late fees or even trouble with the IRS. But don’t worry, if you’re not ready, there’s a way to get more time.
In this guide, we’ll walk you through the 2025 tax deadline. We’ll also explain how to file for an extension. It’s easier than it sounds. You just need the right steps and a little planning.
Let’s keep it simple, and make sure we all meet the deadline or get extra time if needed.
2025 Tax Filing Deadline
Standard Deadline
The federal tax deadline for most U.S. taxpayers is Tuesday, April 15, 2025. This date applies to individuals filing for the 2024 tax year. If you earn income in the U.S., this is the day your return is due. It’s also the last day to make 2024 contributions to your IRA or HSA accounts.
Exceptions
Sometimes, the deadline changes. If April 15 falls on a weekend or a holiday, the IRS moves the due date to the next business day. For example, if April 15 is a Sunday, the deadline becomes Monday, April 16.
If you use a fiscal year instead of the calendar year, your deadline is different. Fiscal year filers must submit their returns by the 15th day of the fourth month after their fiscal year ends.
Also, if you’re living abroad, you get an automatic two-month extension, making your deadline June 16, 2025.
State Tax Deadlines
State tax deadlines can vary. While many states follow the federal April 15 deadline, others have different dates. For instance, Delaware and Iowa set their deadlines for April 30, 2025, and Louisiana extended it to May 15, 2025 . It’s essential to check with your state’s tax agency to confirm your specific deadline.
Consequences of Missing the Deadline
Missing the tax deadline can lead to penalties. If you don’t file on time, the IRS may charge a failure-to-file penalty, which is usually 5% of the unpaid taxes for each month your return is late, up to 25%. If you file but don’t pay, there’s a failure-to-pay penalty, typically 0.5% of the unpaid taxes per month. Additionally, interest accrues on any unpaid taxes from the due date until the balance is paid in full.
Impact on Refunds and Credits
Delaying your tax filing can also delay your refund. The IRS processes most refunds within 21 days of receiving your return. However, if you file late, you might wait longer. Moreover, some tax credits, like the Earned Income Tax Credit (EITC), have eligibility windows. Missing the deadline could mean missing out on these benefits.
How to Get a Tax Extension
If you’re not ready to file by April 15, you can request an extension. This gives you until October 15, 2025, to file your return. However, it’s crucial to understand that this extension is for filing, not for paying. Any taxes owed are still due by April 15.
To get the extension, you must submit your request by April 15, 2025. This grants you six more months to file your return, moving your deadline to October 15, 2025.
Methods to Request an Extension
- Use the IRS Free File tool to submit Form 4868 electronically.
- If you make an electronic payment and indicate it’s for an extension, you don’t need to file a separate form.
- Complete and mail Form 4868 to the IRS.
Special Circumstances
Certain situations grant automatic extensions. For example, U.S. citizens or residents living abroad get an automatic two-month extension, making their deadline June 16, 2025 . Additionally, taxpayers affected by federally declared disasters may receive extended deadlines. For instance, residents of Los Angeles County impacted by early 2025 wildfires have until October 15, 2025, to file.
Important Considerations
Even if you get an extension to file, any taxes owed are still due by April 15, 2025. Failing to pay on time can result in penalties and interest. It’s advisable to estimate and pay any owed taxes by the original deadline to avoid additional charges.
State tax extension rules may differ from federal ones. Some states automatically grant extensions, while others require a separate request. It’s essential to check with your state’s tax agency to understand their specific procedures and deadlines.
After filing for an extension or submitting your tax return, ensure you receive confirmation. Keep records of all submissions, payments, and correspondence with the IRS. These documents are vital in case of discrepancies or audits.
Tools and Resources
IRS Tools
The IRS gives us free tools to make things easier.
- IRS Free File: This is a free way to file your taxes online. If you make less than $79,000, you can use it. You can also use it to ask for an extension. It’s quick and safe.
- Where’s My Refund?: If you’re waiting for your tax refund, this tool helps you track it. Just enter your Social Security number, filing status, and refund amount. You’ll see updates as your return gets processed.
- Online Account: You can sign in at IRS.gov to view your tax records. It shows your balance, payment history, and messages from the IRS. It’s useful if you need proof you filed or paid.
Tax Software and Professionals
You don’t have to do it all by yourself.
- Tax Software: Programs like TurboTax, H&R Block, and TaxAct guide you step-by-step. They ask simple questions and fill out the forms for you. Most also let you file for free if your income is low.
- Tax Professionals: If your taxes are tricky, like if you own a business or have a lot of investments, you might want to hire a pro. They can help you file on time, get more credits, and stay out of trouble.
Final Words:
Tax season doesn’t have to be scary. Mark April 15, 2025, on your calendar; that’s the big deadline. Need extra time? You can file for an extension, but remember: Any taxes owed must still be paid by April 15 to avoid fees. Each state has different rules, so double-check your local deadlines.
Frequently Asked Questions (FAQs)
File your tax return by April 15, even if you can’t pay in full. Pay as much as you can to reduce penalties and interest.
The IRS charges 5% of unpaid taxes per month, up to 25%. If over 60 days late, the minimum penalty is $510 or 100% of the unpaid tax, whichever is less.
A tax extension gives you six more months to file, moving the deadline from April 15 to October 15. However, taxes owed are still due by April 15.
Submit Form 4868 electronically through IRS Free File or by mail before April 15. This grants a six-month extension to file your return.
Disclaimer:
This content is for informational purposes only and does not constitute financial advice. Always do your own research before investing.