UK Mastercard Compensation: Claim £70 Now

Do you know Mastercard could owe you money? And it’s time to get Mastercard compensation.

Yes, it’s true. A court case in the UK may give back millions of pounds to people like us. The reason? Mastercard was found to have charged high fees between 1992 and 2008. These fees made everyday shopping more expensive for everyone.

Now, a group legal claim is fighting to return that extra money to us. You lived in the UK at that time. You can get about £70 or more. Having a Mastercard now is not needed.

Most people don’t even know about this. We are here to help you learn. First, see if you qualify. Claim your money. It’s quick. It’s simple. And yes, it’s free.

What’s the Mastercard Compensation About?

Between 1992 and 2008, Mastercard charged retailers high fees for using its cards. These fees were passed on to us, the shoppers, through higher prices. In 2007, the European Commission found that Mastercard’s fees were against the law. This led to a legal case in the UK, started in 2016 by Walter Merricks, a former financial ombudsman. He said about 46 million people in the UK paid extra because of the fees.

After years of legal battles, Mastercard agreed to pay £200 million to settle the case. This settlement was approved by the Competition Appeal Tribunal in February 2025.

Who Can Claim the £70?

You lived in the UK and bought items from shops accepting Mastercard between 1992 and 2008. Then, you might be eligible. You did not need to have a Mastercard. You are still included even if you have another payment method. Higher fees raised prices for everyone.

The claim is a collective action. It covers many people. You do not need to act unless you want to opt out. The opt-out deadline was March 2023.

How to Claim Your Share?

Claiming your part of the settlement is simple:

1. Visit the official claim website: mastercardconsumerclaim.co.uk
2. Provide your details, like your name and contact information.
3. Submit your claim.

No need for receipts or proof of purchase. The process is free and straightforward. Once your claim is approved, you’ll receive your compensation. The exact amount depends on how many people claim. If 2.5 million people claim, each might get around £45. If fewer people claim, the amount could be up to £70.

Why Mastercard Compensate Now?

Mastercard agreed to the settlement without admitting it did anything wrong. The £200 million is meant to compensate consumers for the higher prices they paid due to the fees. The case was one of the first large-scale “class actions” under the UK’s Consumer Rights Act 2015, which allowed collective legal claims.

The original claim sought over £10 billion, but the final settlement is £200 million. Some critics say this amount is too low, but the tribunal deemed it “just and reasonable”.

Common Questions

Do I need a lawyer?

No. The process is designed to be simple, and you don’t need legal representation.

Will this affect my credit score?

No. Claiming your compensation has no impact on your credit rating.

How long does it take to get the money?

Once your claim is approved, payments are expected to be made within 28 days.

Is this legitimate?

Yes. The settlement has been approved by the UK’s Competition Appeal Tribunal, making it an official legal process.

Why You Shouldn’t Miss This

This is a rare opportunity to get compensated for past overcharges. Many people are unaware they’re eligible. You’re not just getting money back; you’re also holding companies accountable. It’s a step towards fairer business practices.

Closing Note: Don’t Delay, It’s Your Right!

Taking a few minutes now could put money back in your pocket. Visit to check your eligibility and submit your claim. It’s quick, free, and you’re right as a consumer.

Frequently Asked Questions (FAQs)

Disclaimer:

This content is for informational purposes only and not financial advice. Always conduct your research.