S$21.59 OCBC (Oversea‑Chinese Banking Corporation, O39.SI, SES) pre-earnings 24 Feb 2026: watch NIM and loan growth
O39.SI stock trades at S$21.59 as Singapore markets close on 24 Feb 2026 ahead of OCBC’s earnings release tomorrow. Investors will focus on net interest margin, loan growth and fee income to gauge near‑term momentum. OCBC reported EPS S$1.62 and a PE of 13.39, leaving valuation attractive versus long‑term peers. Volume today was 6,966,900 shares, above the average of 4,522,567. This earnings spotlight outlines key metrics, Meyka AI’s grade and model forecasts ahead of the Feb 25 results.
Earnings preview: O39.SI stock and the Feb 25 report
OCBC (Oversea‑Chinese Banking Corporation Limited) reports results on 25 Feb 2026, with the market priced at S$21.59. Analysts expect net interest margin and loan growth to drive the quarter. Management commentary on non‑interest income and credit costs will shape guidance. Watch provisioning trends after FY2024 net income growth 8.06%, which affects bottom‑line comparisons.
Financials and valuation: O39.SI stock metrics
Key ratios show strength: EPS S$1.62, PE 13.39, and dividend yield 4.32%. Book value per share stands at S$13.68 and tangible book at S$12.72. OCBC’s price to book is 1.61x, below some regional peers. Operating cash flow per share equals S$3.78, while free cash flow per share is S$3.64. These metrics support a value‑oriented thesis for long‑term income investors.
Technical snapshot and trading context for O39.SI stock
Technicals show momentum: RSI 62.83, ADX 53.06 indicating a strong trend. The 50‑day average is S$20.50 and the 200‑day average is S$17.85. Day range today was S$21.33–S$21.75 and year range is S$14.35–S$21.81. On‑balance volume reflects steady accumulation with volume 6,966,900 versus average 4,522,567 shares.
Meyka AI rates O39.SI with a score out of 100 and model forecast
Meyka AI rates O39.SI with a score out of 100 at 77.21/100, grade B+ and suggestion BUY. This grade factors in S&P 500 benchmark comparison, sector performance, financial growth, key metrics, and analyst consensus. Meyka AI’s forecast model projects monthly S$20.75, quarterly S$21.80, yearly S$21.72, three‑year S$27.33, and five‑year S$32.92. Compared with the current price S$21.59, the model implies short‑term downside of ‑3.92% to monthly and upside of 0.96% to quarterly. Forecasts are model‑based projections and not guarantees.
Risks and catalysts affecting O39.SI stock
Near‑term risks include weaker net interest margins and higher credit provisions. Macro risks are slower regional loan demand and FX volatility. Catalysts include stronger fee income, reserve releases, and clearer guidance on capital deployment. A surprise on provisions could move the stock more than 3% intraday given current liquidity.
Final Thoughts
OCBC (O39.SI) enters earnings with a S$21.59 share price, modest valuation and clear catalysts. Key data to watch are net interest margin, loan growth and provisioning. Meyka AI’s model puts one‑year guidance at S$21.72, implying a 0.60% upside versus today, while three‑year and five‑year projections show 26.51% and 52.49% upside respectively. Our graded view, B+ (77.21/100) and BUY suggestion, reflects strong ROE 22.09%, robust cash flow and a 4.32% dividend yield versus sector averages. Remember these figures are model outputs and not guarantees. For the earnings print, focus on margin commentary and credit trends to decide if the posted figures support a sustained rally or only a short‑term reaction. For related reading, see OCBC compare tools and ETF holdings analysis source and regional ETF context source. Meyka AI is an AI‑powered market analysis platform producing this data‑driven preview.
FAQs
When does OCBC release earnings and how will O39.SI stock react?
OCBC releases results on 25 Feb 2026. O39.SI stock may move on net interest margin, loan growth, and provisioning. Expect volatility around plus or minus 3% intraday if guidance surprises.
What valuation metrics matter for O39.SI stock?
Key metrics are PE 13.39, price to book 1.61x, EPS S$1.62, and dividend yield 4.32%. These show value relative to regional peers and support income strategies.
How does Meyka AI view O39.SI stock near term?
Meyka AI assigns a B+ (77.21/100) and BUY suggestion. Short‑term model targets monthly S$20.75 and quarterly S$21.80. These are projections, not guarantees.
What are the top risks for O39.SI stock after earnings?
Top risks include weaker NIM, rising credit costs, and softer fee income. Regional loan demand slowdown and FX swings can also pressure O39.SI stock performance.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.