Q4 net profit +50.00% at Nu Holdings (NU) NYSE: NU stock after-hours 25 Feb 2026, guidance key
NU stock climbed in after-hours trading on 25 Feb 2026 after Nu Holdings Ltd. (NU) reported a 50.00% increase in Q4 net profit. The NYSE-listed fintech cited stronger margins and higher fee income across Brazil and other Latin American markets. Investors are parsing guidance and currency effects ahead of an analyst call later in the session. We review the numbers, valuation, technical setup, and what Meyka AI’s model projects for NU stock
Earnings snapshot: NU stock Q4 results
Nu Holdings reported Q4 net profit of $894.80 million, a 50.00% year-over-year rise, with earnings announced on 25 Feb 2026. Revenue growth and margin expansion drove the beat, and the company highlighted customer growth and higher NuInvest flows. Business Wire and Reuters covered the release and noted the stronger bottom line as the main driver for the after-hours move source source.
Price reaction and trading details: NU stock after-hours
After the print NU stock traded at $16.65 in the after-hours session on the NYSE in the United States with regular session volume at 64,579,390.00 shares. Intraday range was $16.52 to $16.85, year range $9.01 to $18.98. The stock’s 50-day average is $17.19 and the 200-day average is $14.95, showing shorter-term resistance near $17.46 (Bollinger mid).
Fundamentals and valuation: NU analysis and metrics
NU stock trades at a trailing PE of 32.06 with EPS of $0.52 and market cap of $80,388,804,579.00. Key ratios show a price-to-sales of 5.90 and price-to-book near 7.60, reflecting a premium for growth. Profitability metrics include ROE 27.81% and operating margin around 26.26%, while the current ratio sits at 0.88, indicating light near-term liquidity buffers. These figures explain why some analysts call NU a mature growth fintech with a higher valuation multiple.
Technical view and Meyka grade: NU technicals & rating
Technicals show short-term Momentum cooling: RSI 42.06, MACD histogram -0.12, and ATR 0.68. Support clusters are near $16.06 (Bollinger lower) and $15.83 (Keltner lower). Meyka AI rates NU with a score out of 100: 80.95 | Grade A | Suggestion: BUY. This grade factors in S&P 500 benchmark comparison, sector performance, financial growth, key metrics, and analyst consensus. These grades are not guaranteed and we are not financial advisors.
Outlook and analyst consensus: NU forecast and price target
Analyst consensus leans positive with 9 Buy and 5 Hold ratings and no Sell calls. Forward catalysts include Brazil banking license progress, NuInvest expansion, and deposit growth. Meyka AI’s forecast model projects a 12-month target of $18.52, implying an 11.23% upside from the current $16.65 price. Forecasts are model-based projections and not guarantees, and currency swings or regulatory changes could alter the path.
Final Thoughts
NU stock closed the regular session at $16.65 and rose in after-hours trade as Q4 results showed a 50.00% net profit increase and clearer profitability. Valuation remains rich at a PE 32.06 and price-to-book 7.60, but solid margins and 27.81% ROE support a constructive long-term case. Meyka AI’s forecast model projects a 12-month target of $18.52, an implied upside of 11.23% versus the current price of $16.65. The near-term trade will hinge on management guidance, FX trends in Brazil, and deposit momentum. For active investors, focus on guidance details in the analyst call and watch support at $16.06; for longer-term portfolios, the Meyka grade and cash-flow metrics argue the stock remains a growth fintech play in the Financial Services sector. Remember, forecasts are model-based projections and not guarantees, and this article is informational, not investment advice. For live updates see our NU coverage on Meyka AI and the company filings Meyka NU page.
FAQs
What drove the NU stock move after hours on 25 Feb 2026?
NU stock moved after hours after Nu Holdings reported Q4 net profit up 50.00% and stronger margins. The results and commentary on deposits and NuInvest flows were the immediate catalysts.
What is Meyka AI’s view on NU stock valuation?
Meyka AI rates NU 80.95 (Grade A, BUY) and notes a rich valuation (PE 32.06, P/B 7.60). The grade balances growth and margin strength against the high multiple.
What price target and upside does the forecast show for NU stock?
Meyka AI’s forecast model projects a 12-month target of $18.52, implying an 11.23% upside from the current $16.65. Models are projections and not guarantees.
How should investors watch NU stock after the earnings report?
Watch management guidance, FX exposure in Brazil, deposit trends, and NuInvest inflows. Monitor support near $16.06 and liquidity metrics before adding size to positions.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.