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Pre-market C$131.27: TD.TO The Toronto-Dominion Bank TSX 23 Feb 2026 earnings focus

CA Stocks
5 mins read

TD.TO stock trades at C$131.27 pre-market on 23 Feb 2026 as investors position ahead of the bank’s quarterly report on 26 Feb 2026. With EPS C$11.56 and a trailing PE of 11.49, The Toronto-Dominion Bank shows relative valuation strength inside Canada’s Financial Services sector. Traders will watch U.S. retail margins and credit trends as the main drivers for the earnings beat or miss.

Earnings setup for TD.TO stock: what to watch on Feb 26

TD.TO stock enters report week with earnings announced 26 Feb 2026 and a clear focus on U.S. Retail loan growth and margin pressure. Analysts expect the bank to report solid core revenue but mixed net income trends, given recent fee and credit mix shifts.

Investors should track net interest margin, provision for credit losses, and Canadian versus U.S. consumer loan growth to judge whether the bank can sustain its dividend and buyback pace.

Quick financial snapshot and valuation

The Toronto-Dominion Bank (TD.TO) shows market cap C$222.92B, EPS C$11.56, and PE 11.49 on the latest quote of C$131.27. Year high is C$134.50 and year low C$78.06, with daily volume 2,730,043 and average volume 6,190,716.

Dividend metrics: annual dividend C$4.23 and dividend yield 3.19% with a payout ratio around 37%, leaving room for steady income while monitoring capital requirements.

Meyka AI rates TD.TO with a score out of 100

Meyka AI rates TD.TO with a score out of 100: 74.61 (B+), Suggestion: BUY. This grade factors in S&P 500 benchmark comparison, sector performance, financial growth, key metrics, and analyst consensus.

The grade balances strong ROE and dividend yield with leverage and cash-flow anomalies. Grades are informational only and not personalized investment advice.

Meyka AI’s forecast model projects near-term and annual levels

Meyka AI’s forecast model projects monthly C$130.80, quarterly C$143.13, and yearly C$155.86 compared with the current price C$131.27. That implies a -0.36% downside for one month, +9.04% to the quarterly target, and +18.74% to the one-year target.

Forecasts are model-based projections and not guarantees. Use them with earnings results, macro data, and regulator news.

Technicals and sector context for TD.TO stock

Technical indicators show near-term strength: RSI 60.20, MACD histogram slightly negative, and Bollinger middle at C$130.50 with upper band C$134.00. ADX at 17.14 signals no strong trend yet.

Compared with the Financial Services sector (avg PE 13.23, avg ROE 14.57%), TD trades at a lower PE and a higher ROE of 16.49%, suggesting relative value inside the sector but requiring attention to debt ratios and cash flow metrics.

Risks, catalysts and analyst positioning

Key risks: higher loan-loss provisions, weaker U.S. consumer demand, and regulatory capital headwinds. The bank’s high interest-bearing liabilities weigh on operating cash flow metrics reported as negative on a per-share basis.

Catalysts: stronger-than-expected net interest margin, lower provisions, and positive guidance could lift TD.TO stock. Analyst coverage is mixed; consensus from MarketBeat shows a Moderate Buy and an average price target of $93.00 on the U.S. listing source. For dividend details see MarketBeat’s update on yield and history source.

Final Thoughts

TD.TO stock opens pre-market at C$131.27 on 23 Feb 2026 with earnings scheduled for 26 Feb 2026. The bank’s core metrics—EPS C$11.56 and PE ~11.5—and a 3.19% dividend yield support an income-oriented thesis. Meyka AI’s model points to C$155.86 in one year, an implied +18.74% upside versus today’s price, while the quarterly target of C$143.13 implies +9.04%. Near-term risk centers on U.S. retail margins and provisions. We highlight the Meyka grade (74.61, B+, BUY) and stress that forecasts are model outputs, not guarantees. Monitor the Feb 26 release for NIM, provisions, and U.S./Canada loan mix to decide positioning around the upcoming result. For the latest trade data and company page see Meyka AI’s coverage at Meyka stock page.

FAQs

When does TD.TO report earnings and what matters most?

TD.TO reports on 26 Feb 2026. Watch net interest margin, provisioning for credit losses, and U.S. retail loan growth. Those items will most affect EPS, capital metrics, and short-term share reaction.

What is Meyka AI’s one-year forecast for TD.TO stock?

Meyka AI’s model projects C$155.86 in one year, implying +18.74% vs current C$131.27. Forecasts are model-based projections and not guarantees.

Is TD.TO stock currently a value compared to peers?

Yes. TD.TO trades at PE 11.49, below the Financial Services sector average PE 13.23, while reporting an ROE of 16.49%, which suggests relative value but watch leverage and cash-flow metrics.

How reliable is the dividend on TD.TO stock?

TD pays C$4.23 annually with a 3.19% yield and a payout ratio near 37%. That provides room for sustainability, though capital and credit conditions could force revisions.

Disclaimer:

Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.

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