NU stock NU Holdings Ltd (NYSE) -5.69% 23 Feb 2026: Feb 25 earnings in focus
The market moved quickly: NU stock slid 5.69% intraday to $16.34 USD on 23 Feb 2026 as traders position ahead of Nu Holdings Ltd.’s Feb 25 earnings release. Shares opened at $17.33 USD and traded between $16.21 USD and $17.41 USD on heavy turnover of 34,150,491 shares. On the New York Stock Exchange in the United States, investors are weighing growth momentum, a PE of 33.72, and recent institutional buying against potential margin and credit costs tied to Latin American markets.
NU stock: Earnings setup and near-term catalysts
Nu Holdings Ltd. (NU) reports after the close on 25 Feb 2026 and this earnings call is the primary near-term catalyst. Street focus will be on revenue cadence, net income per share trends, and loan loss provisions across Brazil, Mexico, and Colombia. Recent trading shows investors are already adjusting positions: the stock is trading at $16.34 USD versus a 50-day average of $17.18 USD and a 200-day average of $14.86 USD, highlighting short-term volatility ahead of results.
NU stock: Valuation and key financial metrics
On standard metrics Nu looks expensive versus legacy banks but competitive for fintech peers. The company posts EPS $0.52 USD and a PE of 33.72, price-to-sales of 6.22, and price-to-book near 8.01. Profitability remains strong: net profit margin is 18.67% and ROE is 27.81%. Cash per share stands at $5.90 USD, supporting product expansion without heavy debt; debt-to-equity is 0.30. Investors should note the current ratio below 1.0, at roughly 0.88, which is typical for digital banks but a liquidity metric to watch after earnings.
NU stock: Meyka AI grade and model forecast
Meyka AI rates NU with a score out of 100: Score 80.80 — Grade A — Suggestion: BUY. This grade factors in S&P 500 comparison, sector performance, financial growth, key metrics, and analyst consensus. Meyka AI’s forecast model projects a yearly target of $18.52 USD and a quarterly target of $20.69 USD. Versus the current price of $16.34 USD, the yearly projection implies an upside of 13.36% and the quarterly projection implies 26.66%. Forecasts are model-based projections and not guarantees.
NU stock: Technical snapshot and intraday flow
Technicals show a mixed intraday picture. RSI sits near 52.67, MACD is slightly negative, and Bollinger Bands run 16.41 USD (lower) to 18.86 USD (upper). The stock printed a day low of $16.21 USD and a day high of $17.41 USD, with on‑balance volume supporting the recent sell-off. Traders should watch 50-day $17.18 USD and 200-day $14.86 USD for follow-through; a sustained break below the 50-day could accelerate selling ahead of earnings.
NU stock: Analyst consensus and institutional moves
Wall Street tilts positive: data shows 8 Buy and 5 Hold ratings in the recent consensus and an average target near $18.34 USD. Institutional ownership is high at about 84.02%, and recent 13F filings show stake increases from Barings, State Street, and others. For background on recent filings and ownership shifts see reporting from MarketBeat and historical price data at MarketWatch.
NU stock: Risks and opportunities into earnings
Upside opportunities include accelerating fee income from NuInvest and loans growth across Mexico and Colombia. Key risks are credit-cost surprises, currency swings in Brazil, and a valuation reset if growth guidance slips. Given the stock’s PE 33.72 and price-to-sales 6.22, the market is pricing continued high growth. Short-term traders will react to guidance; longer-term investors should weigh secular digital-banking adoption in Latin America.
Final Thoughts
Key takeaways for NU stock: the stock traded down to $16.34 USD on 23 Feb 2026 as position-taking ahead of the 25 Feb 2026 earnings report increased volume to 34,150,491 shares. Valuation metrics show a premium stance — PE 33.72, price-to-book near 8.01 — balanced by solid margins and strong five-year revenue growth. Meyka AI’s forecast model projects a yearly target of $18.52 USD, implying about 13.36% upside versus the current price. Institutional buying and an average analyst target near $18.34 USD support the view that earnings could reset near-term targets. Investors should watch guidance on loan losses, new product monetization, and FX exposure in the earnings call. Meyka AI provides this as an AI-powered market analysis platform insight; forecasts are model-based projections and not guarantees. Use earnings as a decision point and size positions to risk tolerance and portfolio diversification objectives.
FAQs
When does Nu Holdings report earnings and why does it matter for NU stock?
Nu Holdings reports after the close on 25 Feb 2026. The call matters because guidance, loan-loss commentary, and product monetization will drive short-term moves and set the next price-discovery range for NU stock.
What valuation metrics should investors watch for NU stock?
Key metrics are PE (33.72), price-to-sales (6.22), price-to-book (8.01), and cash per share (5.90 USD). Watch those versus growth guidance to judge fair value for NU stock.
What is Meyka AI’s forecast for NU stock and the implied upside?
Meyka AI’s model projects a yearly target of 18.52 USD versus the current 16.34 USD, implying about 13.36% upside. Forecasts are model projections and not guarantees.
How have institutions been trading NU stock recently?
Institutional ownership is high at about 84.02%. Recent 13F filings show stake increases from Barings, State Street, and others, indicating continued institutional interest in NU stock.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.