Mutuum Finance (MUTM) Presale Raises $13.85M Before Token Listing and Beta Launch
In a surprising move, Mutuum Finance raised $13.85 million in its presale, all before launching its token or platform. That’s big news in today’s market, where many crypto projects struggle to get attention.
So, what makes Mutuum different? Why are investors so excited?
This project isn’t just another DeFi startup. It’s aiming to change how borrowing and lending work in the crypto space. With its beta launch and token listing just around the corner, now is the perfect time to explore what’s going on behind the scenes.
Let’s find out what Mutuum Finance is, how it pulled off a successful presale, and what we can expect next.
What is Mutuum Finance?

We are looking at a new DeFi protocol. Mutuum Finance offers lending and borrowing without middlemen. Users lend assets into liquidity pools (Peer‑to‑Contract or P2C). Borrowers can then take loans overcollateralized by other crypto. It also supports Peer‑to‑Peer or P2P lending with custom terms. This dual model broadens its appeal to both casual and experienced users. Smart contracts undergo a CertiK audit and scored 95 on Token Scan, and 78 on Skynet, adding credibility.
Presale Success: $13.85M Raised

The presale is now in Phase 6. Tokens are priced at $0.035. The project has raised $13.85 million from over 14,800 holders so far. That covers about 7 % of the total supply of 170 million tokens.
This marks a major milestone. Analysts say earlier phases had $0.01 to $0.03 pricing. Now in Phase 6, the price has already jumped 15 %. Soon it will rise again to $0.04 in Phase 7. That means early investors still have a pricing edge.
Community & Backers
Mutuum has built a strong community. Its Twitter following tops 12,000 users. The team is running a $100,000 giveaway where ten winners each get $10,000 in MUTM tokens.
There’s also a partnership with CertiK. A $50,000 bug‑bounty program is live to reward white-hat researchers who find security issues.
MUTM Token Utility and Tokenomics
MUTM is more than a token. When users deposit assets like ETH, USDC, or USDT, they get mtTokens. These tokens track deposits plus interest in real time. They can be staked to earn more MUTM, which comes from protocol revenue and token buybacks.

The token model is deflationary. The platform uses revenue to buy back MUTM and distribute it to staking users. That reduces supply. It promotes long-term holding.
There’s no large fixed cap, but the overall supply is limited to build scarcity. Tokens are distributed through presale phases, community rewards, team vesting, and protocol reserves.
Upcoming Token Listing
Listing is expected soon after Phase 6 or 7. The projected listing price is $0.06, offering a potential 2× gain at launch. Platforms being discussed include major exchanges like Binance, KuCoin, and MEXC. That may boost visibility.
That visibility, combined with the beta launch, could push prices even higher. Analysts suggest potential jumps to $1 or beyond. That represents a 20× to 30× multiple from current prices. Some bullish forecasts go as high as 40× or 100× for early backers.
Beta Launch of the Platform
The protocol plans to launch its beta platform on the same day as the token listing. This gives users access to lending, borrowing, mtToken staking, and early functionality right away.
By offering a working product at listing, the team avoids the “token‑only” gap many projects face. Early testers can provide feedback. That feedback loop helps the team improve before full launch.
Competitive Edge & Market Positioning
Mutuum stands out in several ways. It blends P2C and P2P lending. Users have more flexibility and choice. It runs on audited smart contracts. It offers clear utility and earns revenue through interest and stablecoin issuance.
Its staking model adds demand for MUTM tokens. The buy‑and‑burn mechanism reduces circulating supply. This layered design could fuel organic growth. Analysts view it as more than a presale token; it’s a true DeFi platform in motion.
Expert and Community Reactions
Reaction so far is upbeat. Analysts forecast gains of 40× to 100× from current pricing if the platform delivers. Some comparisons place MUTM as one of the top DeFi buys before listing.
Early presale investors already earned 3× to 6× returns depending on the entry phase. Experts say these returns may pale compared to post‑launch gains if token uptake and staking demand grow as expected.
Wrap Up
We see a fast‑growing protocol with real utility, strong audit reviews, and strategic timing. A successful Phase 6 presale, upcoming token listing, and launch of the beta product form key catalysts.
If the platform performs well and listings go live, MUTM may deliver substantial upside. At current prices, the potential remains tied to execution. As always, readers should do their research before investing.
Frequently Asked Questions (FAQs)
A presale is when a new crypto project sells its tokens early. It happens before the token goes public. Investors buy tokens at lower prices. This helps the project raise money.
Experts expect Mutuum Finance (MUTM) to list at about $0.06. They predict it may dip to $0.042. Then rise to around $0.045 by year-end.
Disclaimer:
This is for information only, not financial advice. Always do your research.