Earnings due: CIBC (CM.TO, TSX) pre-market 25 Feb 2026, guidance in focus

CM.TO stock opens pre-market on 25 Feb 2026 at C$134.53 as investors position ahead of CIBC’s earnings due this week. We expect the report to centre on net interest margin, loan provisions and capital markets revenue after CIBC delivered trailing twelve‑month EPS of 8.57 and a P/E of 15.70. Volume is already notable at 2,496,403 shares versus an average of 2,764,231, so price moves could be amplified. This earnings spotlight outlines valuation, technicals, Meyka AI grade and a model forecast to help frame trade and investment decisions.

Earnings preview: CM.TO stock expectations

Investors will focus on quarterly revenue growth, trading revenues and guidance when CIBC reports this week. Last reported quarterly EPS was 2.21 and the firm beat estimates, but year‑over‑year dynamics in capital markets can swing results. Analysts expect roughly 5.5 EPS for the fiscal year, making the upcoming release a check on that path.

Management commentary on loan‑loss provisions and U.S. commercial banking performance will matter for near‑term direction. With the earnings announcement timed for later this week, watch pre‑market flows and any revision to full‑year guidance that could shift the stock from its current pre‑market price.

Valuation and financials: CM.TO stock metrics

CIBC trades at a market cap of C$125.05 billion and a trailing P/E of 15.70, below many global banks but close to the Canadian financial sector average P/E of 13.21. Book value per share is 69.35, giving a P/B near 1.95, while dividend per share is 3.98 and dividend yield about 2.96%. These metrics show a mix of income and moderate valuation.

Key balance‑sheet signals include a reported debt‑to‑equity measure in the dataset of 5.55, which is high versus sector averages and likely reflects classification differences in liabilities. Analysts will watch capital ratios and the payout ratio, currently around 47%, to judge dividend sustainability after the recent dividend increase.

Technical outlook: CM.TO stock price action in pre-market

Pre‑market price sits at C$134.53, with the session range so far C$134.10–C$135.53 and a 52‑week high of C$136.30 and low of C$76.17. Short‑term momentum indicators show RSI 62.29, MACD histogram 0.38, and the 50‑day average at C$128.17 vs 200‑day at C$111.05, which supports a bullish medium‑term trend.

Volume is near average but with a Relative Volume of 0.90, suggesting typical liquidity. Immediate resistance is the YTD high near C$136.30 and support sits around the 50‑day MA near C$128.17. Traders should watch intraday reactions to the earnings release and any guidance revision for breakout or reversal signals.

Meyka AI rates CM.TO with a score out of 100

Meyka AI rates CM.TO with a score of 76.96 out of 100 — Grade B+ (BUY). This grade factors in S&P 500 benchmark comparison, sector performance, financial growth, key metrics, and analyst consensus. The grade reflects solid profitability metrics such as ROE 13.50%, a reasonable P/E and a rising dividend but flags leverage and coverage ratios as relative risks.

This proprietary grade is informational and not a recommendation. Investors should combine the grade with full earnings readout and regulatory disclosures before acting.

Meyka AI’s forecast and price targets for CM.TO stock

Meyka AI’s forecast model projects a yearly price of C$150.68, implying an upside of 12.08% from the current C$134.53. The model also shows a monthly projection of C$123.50, a near‑term downside of -8.23%, and a quarterly target of C$130.16. These range estimates represent different time horizons and risk profiles.

Sell‑side price targets on file range from C$127.00 (Jefferies) to C$142.00 (TD Securities), with an average broker target around C$135.40. Use Meyka’s model and broker targets as scenario inputs; forecasts are model‑based projections and not guarantees.

Earnings risk and opportunity: CM.TO stock outlook for investors

Upside drivers include stronger net interest margin, lower provisions and resilient capital markets revenue. CIBC’s dividend yield near 2.96% and payout ratio under 50% provide income support for long‑term investors. Institutional buying reported recently has lifted confidence, with several funds adjusting positions and Canadian brokers raising targets.

Risks include sensitivity to trading volatility, a high reported debt classification measure, and macro headwinds like slower credit growth. The Financial Services sector has outperformed YTD, but bank results can amplify moves across the sector on earnings days.

Final Thoughts

Key takeaways for CM.TO stock heading into the 25 Feb 2026 pre‑market session: CIBC is trading at C$134.53 with a trailing P/E of 15.70 and dividend yield near 2.96%, offering income and moderate valuation. The immediate earnings catalyst will centre on net interest margin, provisions and capital markets performance. Meyka AI’s forecast model projects a yearly target of C$150.68, implying roughly 12.08% upside versus a one‑month downside scenario to C$123.50. Our proprietary grade places CM.TO at 76.96/100 (B+, BUY), reflecting strength in profitability and growth prospects while noting leverage and coverage risks. Traders should watch intraday reactions to guidance and manage position sizing, and long‑term investors should track post‑earnings capital metrics and dividend commentary. Forecasts are model‑based projections and not guarantees. For the detailed trade flow and filings referenced here see MarketBeat coverage and related filings and our CIBC page on Meyka AI for real‑time updates

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Disclaimer:

Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.