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C$12.00 AI.TO: Atrium Mortgage (TSX) pre-market 25 Feb 2026: income vs valuation

CA Stocks
4 mins read

AI.TO stock opens pre-market at C$12.00 on 25 Feb 2026 after a modest intraday rise. Atrium Mortgage Investment Corporation (AI.TO) on the TSX trades near its 52-week high of C$12.05 and yields 7.77% on a C$0.93 annual distribution. Investors will watch the company’s February earnings release and the mortgage market backdrop in Ontario, Alberta and British Columbia. We present price drivers, valuation metrics and a model-based outlook to frame risk and potential income trade ideas.

AI.TO stock: pre-market snapshot and key price data

Atrium Mortgage Investment Corporation (AI.TO) trades on the TSX at C$12.00 with a day low of C$11.93 and a day high of C$12.00. Volume is 74,720.00 versus an average volume of 119,442.00. Market capitalization is C$573,744,396.00, shares outstanding are 47,812,033.00, and the previous close was C$11.95.

AI.TO stock technicals and short-term trend

Momentum indicators show a bullish tilt: RSI 64.26, MACD histogram 0.02, and Stochastic %K 85.16. The 50-day average price is C$11.68 and the 200-day average is C$11.49, both below today’s price. Bollinger Bands run C$11.48 to C$12.09, suggesting limited near-term volatility around the current level.

AI.TO stock fundamentals and valuation

AI.TO posts EPS TTM C$1.04 and a PE ratio of 11.54, implying earnings support for the current price. Book value per share is C$11.06 and price-to-book is 1.08, while dividend per share is C$0.93 for a yield of 7.77%. Debt-to-equity stands at 0.68 and return on equity is 9.50%, but operating cash flow per share is negative at C$-0.74, which flags liquidity and cash cycle risk.

Meyka AI rating and AI.TO stock forecast

Meyka AI rates AI.TO with a score of 71.04 out of 100 (Grade B+, Suggestion: BUY). This grade factors in S&P 500 benchmark comparison, sector and industry peers, financial growth, key metrics, forecasts and analyst signals. Meyka AI’s forecast model projects monthly C$11.63, quarterly C$12.34, and yearly C$11.85, with a 3-year target C$12.85 and 5-year target C$13.84. Forecasts are model-based projections and not guarantees.

Earnings, dividends and near-term catalysts for AI.TO stock

Atrium reports earnings on 2026-02-26 (TSX timezone noted) and EPS TTM is C$1.04, which sets a baseline for analyst reaction. The high dividend yield and payout ratio 88.11% make distributions a near-term focus; changes to net interest margin or loan losses would move the stock. Peer comparisons and mortgage sector momentum can shift sentiment; see recent peer data at Investing.com comparison and Investing.com peer review.

AI.TO stock risks, sector context and trading strategy

Key risks include negative operating cash flow, thin current ratio 0.02, and sensitivity to Canadian mortgage spreads and rate moves. The Financial Services sector has a one-year performance of 26.33%, which supports a constructive view on mortgage lenders but also raises peer valuation pressure. For income-focused portfolios, consider size-weighted exposure and stop levels below C$11.50; for total-return investors, the Meyka grade suggests accumulation into weakness.

Final Thoughts

AI.TO stock offers a high current yield at C$12.00 and a compact valuation track with PE 11.54 and PB 1.08, yet it carries liquidity and cash-flow risks. Meyka AI’s model projects a quarterly target of C$12.34 (implied upside 2.83%) and a 12-month model of C$11.85 (implied downside 1.24%). The 3-year and 5-year model targets are C$12.85 (+7.07%) and C$13.84 (+15.31%) respectively. Our Meyka grade (B+, 71.04/100, Suggestion: BUY) combines peer, growth, and metric signals and supports a selective buy for yield-seeking investors who accept balance-sheet constraints. Upcoming earnings on 2026-02-26 and mortgage spread moves are the main catalysts. Forecasts are model-based projections and not guarantees; align position size with income needs and stress-test distributions if rates or loan performance shift.

FAQs

What is the current yield on AI.TO stock?

Atrium (AI.TO) yields 7.77% based on a C$0.93 annual dividend and a price of C$12.00. The payout ratio is about 88.11%, so monitor cash flow and earnings before treating the yield as stable.

How does Meyka AI rate AI.TO stock?

Meyka AI rates AI.TO 71.04/100, grade B+ with a BUY suggestion. The grade factors benchmark, sector, growth, key metrics and forecasts. This is informational and not investment advice.

What short-term price targets exist for AI.TO stock?

Meyka AI’s model lists a short-term quarterly target of C$12.34 (implied upside 2.83%) and a 12-month model at C$11.85 (implied downside 1.24%). These are model projections, not guarantees.

Disclaimer:

Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.

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