AI.TO C$11.53 pre-market 05 Jan 2026: 8.05% yield supports income case
Atrium Mortgage Investment Corporation (AI.TO) trades pre-market on the Toronto Stock Exchange at C$11.53 on 05 Jan 2026, offering a trailing dividend yield of 8.05% (C$0.93 annual dividend) that anchors investor interest. The company operates as a non-bank mortgage lender across Ontario, Alberta and British Columbia and shows a PE of 11.09 and book value per share of C$11.04. This update focuses on valuation, recent results, technical drivers and what the Meyka AI forecast and analyst price targets imply for near-term returns.
Quick snapshot
Atrium Mortgage Investment Corporation (AI.TO) is priced at C$11.53 on the TSX with market capitalization C$551,272,740 and 47,812,033 shares outstanding. Key trailing metrics: EPS C$1.04, PE 11.09, PB 1.05 and tangible book value per share C$11.04. Dividend per share is C$0.93 for a dividend yield of 8.05% and a payout ratio of 0.87. Average daily volume is 105,314; today’s volume 179,600 (rel. vol. 1.70) signals above-normal pre-market activity.
Recent results and operating trends
Latest quarterly reports show steady loan origination and interest income: Q3 2025 (fiscal ending 2025-09-30) EPS was C$0.25 and revenue C$21,039,000. Trailing twelve months revenue-per-share is C$1.72 and net-income-per-share C$1.04. Dividend growth over five years is positive at ~0.24 growth per year and fiscal 2024 revenue growth was 51.59%. Operating cash flow per share is C$0.15, which limits free-cash-flow cushion versus the attractive dividend yield.
Valuation and capital structure
Valuation shows enterprise value C$693,257,981 and EV/EBITDA 14.06. Price-to-sales is 6.77 and price-to-free-cash-flow is elevated at ~75.19, reflecting a capital-light mortgage REIT profile. Debt-to-equity is 0.27 and net-debt-to-EBITDA 2.86, indicating modest leverage. Book value per share C$11.04 vs share price C$11.53 gives a price-to-book of 1.05. Analyst consensus price target noted at C$13.00 supports a moderate upside; see MarketBeat coverage source.
Technical picture (pre-market)
Technically AI.TO sits at the Bollinger middle band (middle C$11.53; upper C$11.80; lower C$11.27). RSI is 62.93 and ADX 28.49, signaling a firm but not overbought trend. Short-term momentum shows MACD 0.09 vs signal 0.08 and on-balance volume 102,830. The 50-day average is C$11.40 and the 200-day average is C$11.31, both just below the current price — a mild bullish tilt heading into the session.
Risks and sector context
AI.TO operates in the Financial – Mortgages sub-sector where Canadian financial services averages PE ~13.43. Key risks are rising interest rates that squeeze spreads and a high payout ratio (0.87) that limits reinvestment. Concentration of lending in urban Ontario, Alberta and BC increases geographic credit exposure. Offsets include low debt-to-equity 0.27 and a tangible asset base C$524,306,000 that supports the dividend in a down cycle.
Meyka grade and model forecast
Meyka AI rates AI.TO with a score out of 100: 79.87 (Grade B+, Suggestion: BUY). This grade factors in S&P 500 benchmark comparison, sector performance, financial growth, key metrics, and analyst consensus. Meyka AI’s forecast model projects a 1-year price of C$11.51 and a 3-year price of C$12.10. Comparing the 1-year forecast (C$11.51) to the current price C$11.53 implies a -0.20% difference; three-year projection implies a +4.92% upside. Forecasts are model-based projections and not guarantees.
Final Thoughts
Atrium Mortgage Investment Corporation (AI.TO) trades at C$11.53 in pre-market on 05 Jan 2026 with an attractive trailing dividend yield of 8.05% and a modest PE of 11.09. Near-term support for the share price is the company’s tangible book value C$11.04 and low debt-to-equity of 0.27, while payout strain (payout ratio 0.87) and slim free-cash-flow per share C$0.15 are constraints. MarketBeat’s published C$13.00 price target implies a potential upside of C$1.47 or 12.75% from today’s price, while Meyka AI’s 1-year projection of C$11.51 is essentially flat (-0.20%) and the 3-year model projects C$12.10 (+4.92%). For income investors the 8.05% yield is compelling, but total-return seekers should weigh dividend sustainability against slower EPS growth and interest-rate sensitivity. We note the stock’s technicals are mildly positive and liquidity is above average today. Use this update as data-driven context from an AI-powered market analysis platform; these notes are informational and not investment advice.
FAQs
AI.TO is trading at C$11.53 (pre-market 05 Jan 2026) with a trailing dividend of C$0.93 and a yield of 8.05% based on the current price. Yield and price move daily with market conditions.
Key metrics: PE 11.09, PB 1.05, EV/EBITDA 14.06, tangible book value per share C$11.04, and market cap C$551.27M. Price-to-free-cash-flow is elevated at ~75.19.
Meyka AI rates AI.TO 79.87 out of 100 (Grade B+, Suggestion: BUY). The grade factors benchmark and sector comparison, financial growth, key metrics and analyst consensus; it is informational, not a recommendation.
Meyka AI’s forecast model projects a 1-year price of C$11.51 (implied -0.20%) and a 3-year price of C$12.10 (implied +4.92%). Forecasts are model-based projections and not guarantees.
Disclaimer:
Stock markets involve risks. This content is for informational purposes only. Past performance does not guarantee future results. Meyka AI PTY LTD provides market analysis and data insights, not financial advice. Always conduct your own research and consider consulting a licensed financial advisor.